What's your situation?
Buying your first home
Purchasing your first home doesn’t have to be difficult if you research your property well and apply for your home loan early. If you do that you won’t miss your opportunity when that ‘perfect’ place becomes available.
Features you should look for in a home loan can vary but in general, your loan should provide:
- Fixed and variable interest rates – with the ability to have a combination of both
- Competitive interest rates and low fees
- Quick approval so that you don’t miss opportunities
- Access to features such as multiple sub-accounts, redraw and offset accounts
All home loans offered by Macquarie can be used to purchase your first home and provide you with flexible options to suit your needs.
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Find out about the range of home loans available, see products.
- Find out everything you need to know about buying a property.
Purchasing a new home
Home loans have become far more sophisticated in recent times, so you may be in a position to take advantage of features that can provide you with more flexibility making your repayments.
Features you should look for in a home loan can vary but in general, your loan should provide:
- Fixed and variable interest rates – with the ability to have a combination of both
- Competitive interest rates and low fees
- Quick approval so that you don’t miss opportunities
- Access to features such as multiple accounts, redraw and offset accounts
All home loans offered by Macquarie can be used to purchase your new home and provide you with flexible options to suit your needs.
- Find out about the range of home loans available, see products.
- Find out everything you need to know about buying a property.
Purchasing an investment property
Purchasing an investment property may be a good option to diversify your investments as well as providing regular income and tax benefits.
Please speak to your accountant, tax professional or financial adviser to determine how purchasing an investment property could benefit your particular tax situation.
Features you should look for in an investment loan can vary but in general, most investment loans should provide:
- An interest only repayment option
- Competitive interest rates and low fees
- Quick approval so that you don’t miss opportunities
All home loans offered by Macquarie can be used to purchase an investment property and have interest only repayment options.
Buying land with plans to build
When you’re buying land and building your home, you don’t usually need to pay all of your suppliers up front. Payments fall due at various intervals, so you need a flexible home loan that allows you to make payments when required.
Purchasing property in Australia from overseas
Even if you’re not living in Australia, purchasing an investment property here may be a good option for investment and providing regular income and potential tax benefits.
Please speak to your accountant, tax professional or financial adviser to determine how purchasing an Australian investment property from overseas could benefit your particular tax situation.
Features you should look for in an investment loan can vary but in general, most investment loans should provide:
- An interest only repayment option
- Competitive interest rates and low fees
- Quick approval so that you don’t miss opportunities
