Looking to change your mortgage
It may be worth refinancing your home loan if the interest and fees you save are more than the discharge fees or exit penalties you'll have to pay to leave your current loan. Also increasing the flexibility of your home loan can save you as well by putting you back in charge of your finances.
Does your current loan provide:
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An offset account – letting you use your savings to reduce the interest you have to pay on your home loan?
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Access to your available funds via internet and phone banking, BPAY®, cheque, ATM, EFTPOS and Australia Post?
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Free redraw with no minimum amount?
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A competitive interest rate?
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The ability to fix your interest rate at any time at no charge?
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Low or no ongoing fees?
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Option to pay interest only?
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Options for self employed borrowers like low or no documentation loans?
More information:
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Follow our step-by-step guide to refinancing your home loan to make the process hassle free
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See products to find out about a range of home loans
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Check out current interest rates
All applications are subject to the normal credit approval criteria set by individual funders. Full terms, conditions and schedule of fees are set out in the relevant loan contracts. Terms and conditions, including fees and charges, may be varied or introduced in the future. Fees and charges are payable. Government charges and taxes may apply. This information should be used as a general guide only. Potential investors should seek independent financial, legal and taxation advice before making any financial investment decision.
