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| Initial security required |
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| Minimum amount |
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| Investment options |
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| Interest rate options |
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| Term |
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| Capital protection |
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| Additional benefits |
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| Application fee^^^ |
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| Optional features |
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| Tax deductibility of interest expense |
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*Except for trade related and failure to meet interest payment obligations.
**Call options cannot be dated longer than 6 months.
***This will depend on a number of factors including the specifics of the investment(s) you purchase with the loan funds as well as your own taxation circumstances.
****Applicants can elect to increase the amount of their adviser’s upfront commission which will result in an increase to the Loan Establishment Fee.
^Interest payments are to be met from borrower’s own funds; capitalising interest to the loan is not permitted.
^^However if the loan reaches 85% gearing, a Principal Repayment Plan will be initiated.
^^^All fees and costs quoted are GST inclusive (where applicable).
^^^^Depends on your own personal circumstances. You should obtain independent taxation advice to confirm your taxation treatment.
