Gearing solutions for your clients
What's your client's situation?
- Entering the sharemarket for the first time
- Wants to invest in the sharemarket without the worry of margin calls
- Saving for a particular goal (e.g. a deposit on a house)
- Wants to invest in the sharemarket but has limited upfront capital available
- Wants to diversify their existing portfolio
- Wants to protect their investment from market volatility
- Wants to invest through their Self Managed Super Fund (SMSF)
Entering the sharemarket for the first time
If your client finds it hard to save or hasn't got a large lump sum to invest right now, Macquarie Instalment Gearing may be suitable for them. They can start investing with as little as $1,000 and build their portfolio with small contributions each month.
A protected loan such as the Macquarie GEI plus may also be a good option for the first time investor. Your client can gain access to over 80 leading Australian securities without contributing any upfront funds or additional security as Macquarie will lend them 100% of the value of their investment. Best of all, your client's loan capital is protected throughout the life of their loan.
Investing in the sharemarket without the worry of margin calls
If your client wants to invest in the sharemarket without the worry of margin calls, a Macquarie Investment Multiplier may be suitable for them. Your client can borrow to invest into a portfolio of managed funds, and use gearing to multiply their returns.
Saving for a particular goal (e.g. a deposit on a house)
A protected loan such as the Macquarie GEI plus or Macquarie Fusion Funds can increase your client's potential returns in the short term, and allow your client to take advantage of the benefits of gearing without risking their capital.
Investing in the sharemarket with limited upfront capital
If your client has limited upfront capital to invest, an investment loan such as the Macquarie 100% Investment Loan may be suitable for them. They can access 100% of the funds to invest in select investments, thereby obtaining a lump sum investment from day one without any initial capital outlay. In addition, there are no margin calls.
A protected loan such as the Macquarie GEI plus or Macquarie Fusion Funds may also be suitable for your client. They can borrow 100% of the investment amount, while also benefiting from capital protection.
Diversifying your client's existing investment portfolio
If your client wants to diversify their existing portfolio, then a margin loan such as the Macquarie Margin Loan or Macquarie Property Access may be suitable for them. With more funds to invest, your client can increase the range of securities in their portfolio and reduce their investment risk.
A protected loan such as Macquarie GEI plus or Macquarie Fusion Funds may also be a suitable solution for your client. With 100% finance, they can accumulate more wealth or diversify their portfolio without tying up their existing equity.
Protecting your client's investment from market volatility
A protected loan such as the Macquarie GEI plus or Macquarie Fusion Funds allows your client to take advantage of the benefits of gearing without the risk. They can invest with the peace of mind that their capital is protected from market volatility.
Investing through a Self Managed Super Fund (SMSF)
Macquarie Investment Lending offers a range of SMSF solutions that allow your client to combine the benefits of gearing with their Self Managed Super Fund.