Gearing simulator

Use the Gearing Simulator to see the potential returns you could achieve by using a Margin Loan or Instalment Gearing.

You can vary your investment scenario by either moving the slide under each variable field, or by typing in the relevant figure and hitting "enter".

Refer to the table below for an explanation of each of the variable fields.

Variable field descriptions

Term The length of time you hold the investment
Initial contribution The amount you initially contribute
Gearing level The percentage of your total portfolio value that you borrow
Regular monthly contribution The amount (if any) you contribute each month
Annual growth The percentage you expect your portfolio to grow by each year
Annual income The average annual return you expect from your portfolio

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The information contained in this simulator has been prepared by Macquarie Bank Limited ABN 46 008 583 542, AFSL 237502 (Macquarie) and does not take account any of your objectives, financial situation or needs. Before acting on this general advice, you should consider the appropriateness of the advice having regard to your situation. We recommend you obtain financial, legal and taxation advice before making any financial investment decision. Before acting on this advice, you should consider, with (or without) your financial adviser, whether it fits your objectives, financial situation or needs, before making an investment decision.

Information, including forecast financial information and hypothetical examples, in this simulator should not be considered as a recommendation in relation to holding, purchasing or selling shares, securities or other instruments in or, in entities related to Macquarie or any other company. Due care and attention has been used in the preparation of forecast information and hypothetical examples. However, actual results may vary and any variation may be materially positive or negative. Forecasts and hypothetical examples, by their very nature, are subject to uncertainty and contingencies many of which are outside the control of Macquarie. The taxation consequences for an investor will depend on the individual circumstances of that investor.

Past performance is not a reliable indication of future performance.