Find a gearing solution

What do you want to do?

Entering the sharemarket for the first time

If you find it hard to save or haven't got a large lump sum to invest right now, Macquarie Instalment Gearing may be suitable for you. You can start investing with as little as $1,000 and build your portfolio with small contributions each month.

A protected loan such as the Macquarie GEI plus may also be a good option for the first time investor. You can gain access to over 80 leading Australian securities without contributing any upfront funds or additional security as Macquarie lends you 100% of the value of your investment. Best of all, you loan capital is protected throughout the life of your loan.

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Investing in the sharemarket without the worry of margin calls

If you want to invest in the sharemarket without the worry of margin calls, a Macquarie Investment Multiplier may be suitable for you. You can borrow to invest into a portfolio of managed funds, and use gearing to multiply your returns.

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Saving for a particular goal (e.g. a deposit on a house)

If you want to increase your potential returns in the short term, then a protected loan such as the Macquarie GEI plus or Macquarie Fusion Funds may be suitable for you. You can take advantage of the benefits of gearing without risking your capital.

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Investing in the sharemarket with limited upfront capital

If you have limited upfront capital to invest, an investment loan such as the Macquarie 100% Investment Loan may be suitable for you. You can access 100% of the funds to invest in select investments, thereby obtaining a lump sum investment from day one without any initial capital outlay. In addition, there are no margin calls.

A protected loan such as the Macquarie GEI plus or Macquarie Fusion Funds may also be suitable for you. You can borrow 100% of the investment amount, while also benefiting from capital protection.

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Diversifying your existing investment portfolio

If you want to diversify your existing portfolio, then a margin loan such as the Macquarie Margin Loan or Macquarie Property Access may be suitable for you. With more funds to invest, you can increase the range of securities in your portfolio and reduce your investment risk.

A protected loan such as Macquarie GEI plus or Macquarie Fusion Funds may also be a suitable solution for you. With 100% finance, you can accumulate more wealth or diversify your portfolio without tying up your existing equity.

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Protecting your investment from market volatility

If you want to take advantage of the benefits of gearing without the risk, then a protected loan such as the Macquarie GEI plus or Macquarie Fusion Funds may be suitable for you. You can invest with the peace of mind that your capital is protected from market volatility.

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Investing through your Self Managed Super Fund (SMSF)

Macquarie Investment Lending offers a range of SMSF solutions that allow you to combine the benefits of gearing with your Self Managed Super Fund.

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