Macquarie Investment Multiplier

Macquarie Investment Multiplier

Multiply your wealth without the worry

The Macquarie Investment Multiplier is a new way to gear into the sharemarket and multiply your potential returns without the worry of margin calls.

In times of market volatility, the Macquarie Investment Multiplier allows you to progressively reduce your gearing level. So you can continue to build wealth knowing your life won't be turned upside down by a market correction.

Why invest with the Macquarie Investment Multiplier?

The Macquarie Investment Multiplier reduces the risks and adds simplicity to the many advantages of traditional margin loans:

  • No need to worry about a margin call if the market falls.
  • Invest in your choice of over 1,400 managed funds.
  • Simple to operate - you don't actively manage and monitor shares.
  • Flat gearing level of 75% across all managed funds on the approved list.
  • Invest upfront with a lump sum or gradually through Instalment Gearing.
  • You may be entitled to claim loan interest as a tax deduction.

Who does the Macquarie Investment Multiplier suit?

The Macquarie Investment Multiplier could be an excellent investment opportunity if:

  • You are looking to invest sooner rather than later.
  • You are more risk conscious and want to build investment assets progressively.
  • You are not in a position to meet an immediate one off margin call in the event of market volatility.

For a real world example, see our Macquarie Investment Multiplier case study.

The Macquarie Investment Multiplier at a glance:

Gearing level Flat 75% across all funds on the Approved List.
Loan types Lump Sum Gearing
Instalment Gearing
Choice of investments Over 1,400 managed funds on the Approved List across Australian and International equities and smaller companies.
Margin calls None, however, if the loan reaches a gearing level of 85%, a Principle Repayment Plan will be initiated.
Interest rates Variable - paid monthly in arrears. View the current interest rates.

Fixed - paid annually in advance or monthly in arrears.
Interest payments are to be met from client's own funds. Capitalising interest to the loan is not permitted.
Loan term 5 years (note: there are no break costs for early repayment).
Minimum loan amount Lump sum gearing: $20,000
Instalment gearing: $2,000 (with minimum $250 per month equity contributions)
Acceptable security Cash or managed funds
Third party security
Through Master Trust or Wrap Administration Platforms

Find out more

To learn more about the Macquarie Investment Multiplier, please:

Ready to apply?

You must have a financial adviser to get started with a Macquarie Investment Multiplier.

If you don't have a financial adviser, please visit the Financial Planners Australia website.

If you're ready to invest:

The Macquarie Investment Multiplier and Macquarie Instalment Gearing are offered by Macquarie Bank Limited ABN 46 008 583 542 (Macquarie). Full terms and conditions are set out in the relevant loan contracts. Fees, charges and government taxes are payable.