Your situation
Refinancing your home loan
Refinancing your home loan doesn’t have to be difficult. Our mortgage consultants can help you find the right loan that offers the best value, and helps you save money.
Features you should look for in a home loan can vary but in general, your loan should provide:
- Fixed and variable interest rates – with the ability to have a combination of both
- Ability to consolidate debt under one loan structure
- Competitive interest rates and low fees
- Quick approval so that you don’t miss opportunities
- Access to features such as multiple accounts, redraw and offset accounts
The Macquarie Flyer Home Loan Service can be used to help you find the right loan to refinance your home and provide you with flexible options to suit your needs.
- By using Macquarie Flyer to refinance your home loan, you can earn 40,000 Qantas Frequent Flyer points+ on a $400,000 home loan from any of our panel lenders^.
- Find out about the Macquarie Flyer Home Loan Service and see our range of lender products.
- Find out everything you need to know about refinancing a property.
Buying your first home
Purchasing your first home doesn’t have to be difficult. Our mortgage consultants can help you find the right loan offering the best value, helping you get into the market and securing that perfect property.
Features you should look for in a home loan can vary but in general, your loan should provide:
- Fixed and variable interest rates – with the ability to have a combination of both
- Competitive interest rates and low fees
- Quick approval so that you don’t miss opportunities
- Access to features such as multiple accounts, redraw and offset accounts
The Macquarie Flyer Home Loan Service can be used to help you find the right loan to purchase your first home and provide you with flexible options to suit your needs.
- By using Macquarie Flyer to service your first home loan you can earn 40,000 Qantas Frequent Flyer points+ on a $400,000 home loan from any of our panel lenders^.
- Find out about the Macquarie Flyer Home Loan Service and see our range of lender products.
- Find out everything you need to know about buying a property.
Purchasing a new home
Home loans have become far more sophisticated in recent times, so you may be in a position to take advantage of features that can provide you with more flexibility in making your repayments and achieving your home ownership goals faster. Whether you are purchasing a new home or refinancing your existing property there are some features you should look for in a home loan including:
- Fixed and variable interest rates – with the ability to have a combination of both
- Competitive interest rates and low fees
- Quick approval so that you don’t miss opportunities
- Access to features such as multiple accounts, redraw and offset accounts
The Macquarie Flyer Home Loan Service can be used to help you find the right loan to purchase your new home and provide you with flexible options to suit your needs.
- By using Macquarie Flyer to broker your new home loan you can earn 40,000 Qantas Frequent Flyer points+ on a new $400,000 home loan from any of our panel lenders^.
- Find out about the Macquarie Flyer Home Loan Service and see our range of lender products.
- Find out everything you need to know about buying a property.
Purchasing an investment property
Purchasing an investment property may be a good option to diversify your investments as well as providing regular income and tax benefits.
Please speak to your accountant or tax professional to determine how purchasing an investment property could benefit your particular tax situation.
Features you should look for in an investment loan can vary but in general, most investment loans should provide:
- An interest only repayment option
- Competitive interest rates and low fees
- Quick approval so that you don’t miss opportunities
- Ability to pay interest in advance
The Macquarie Flyer Home Loan Service can be used to help you find the right loan to purchase an investment property.
- The Macquarie Flyer Home Loan Service can also find a loan that is suitable for investing in other wealth creation opportunities, offering the flexibility of a line of credit facility that lets you access funds up to your loan limit at any time. Interest Only repayment options of up to 20 years are available with selected lenders.
- By using Macquarie Flyer to service your new home loan you can earn 40,000 Frequent Flyer points+ on a $400,000 investment home loan from any of our panel lenders^.
Buying land with plans to build
When you’re buying land and building your home, you don’t usually need to pay all of your suppliers up front. Payments fall due at various intervals, so you need a flexible home loan that allows you to make payments when required.
- The Macquarie Flyer Home Loan Service features loans offering a land and construction option that provides you access to funds at five different intervals to suit your building requirements.
Purchasing property in Australia from overseas
Even if you’re not living in Australia, purchasing an investment property here may be a good option for investment and providing regular income and potential tax benefits.
Please speak to your accountant or tax professional to determine how purchasing an Australian investment property from overseas could benefit your particular tax situation.
Features you should look for in an investment loan can vary but in general, most investment loans should provide:
- An interest only repayment option
- Competitive interest rates and low fees
- Quick approval so that you don’t miss opportunities
The Macquarie Flyer Home Loan Service can be used to select a loan to purchase an investment property. Interest Only repayment options of up to 20 years are available with selected lenders. Some restrictions apply for overseas applicants. For full details please contact the Macquarie Flyer Home Loan Service.
- By using Macquarie Flyer to service your new home loan you can earn 40,000 Qantas Frequent Flyer points+ on a $400,000 investment home loan from any of our panel lenders^.
Self-employed
When you are working for yourself it shouldn’t be a hassle to purchase a home. If you are self-employed, you may be denied a traditional home loan due to lack of paperwork to verify your income.
The solution is to apply for a low documentation home loan (often called a low doc loan). Low doc home loans are specifically designed for self-employed people and other non-conforming borrowers.
Things to know about low doc loans:
- Quick approval due to the streamlined application process
- Interest rates may be higher than a standard loan; however you may be able to transfer to a full-doc loan with a lower interest rate and at no additional cost once you can provide the necessary forms of income verification
- By using Macquarie Flyer to service your new low doc home loan you can earn 40,000 Qantas Frequent Flyer points+on a $400,000 home loan from any of our panel lenders^
- Find out about the Macquarie Flyer Home Loan Service and the low doc products from our range of lenders
- Find out everything you need to know about buying a property
