Investment essentials
Overview
As any adviser who has lived through an economic downturn knows, effective communication with clients is vital to working successfully through the impact of market lows. Understanding this, Macquarie Adviser Services has created this toolkit with a series of plain English tools for you to help engage with clients during the current period of market volatility. The visual aids place into context the key issues of market risk and the benefits of sticking to a long-term investment strategy.
This toolkit contains three client educational brochures which help to reinforce important messages to clients about:
and the timeless messages of preparing a proper will and estate planning
There are also presentations on relevant wealth matters. As well as a PDF of "Understanding market risk" poster.
You can view these materials and order the educational material online. For more information contact Macquarie Adviser Services on 1800 808 508 or your local Business Development Manager.
|
|
|
| Value of advice | Risk and return | Estate planning |
|---|
Market volatility
Many people believe investing is about 'timing the market' – getting in before prices rise, enjoying the ride up and then getting out before prices fall.
Yet anticipating these market moves can be extremely difficult because no two market cycles are the same. Investors' emotions make successful market timing even harder. While logic suggests the best time to buy is when asset prices are cheap or falling, many investors tend to buy when prices are rising and sell when they are falling. The emotions of fear and greed can lead us to buy and sell at exactly the wrong times.
A lot of long-term research suggests that market timing is difficult, even for professionals. This is why using a financial planner often leads to better investment returns. It's not just that expert advice helps you pick better investments; it's that it stops you chopping and changing.As an investor, you must allow time for the rises and falls of the market to take their course. The main message frominvestment experts is that it is better to buy and hold rather than trying to time the market. As the cliché says "It's time; not timing that counts".
Value of advice
As any adviser who has lived through an economic downturn knows, effective communication with clients is vital to working successfully through the impact of market lows. Understanding this, Macquarie Adviser Services has created this toolkit with a series of plain English tools for you to help engage with clients during the current period of market volatility. The visual aids place into context the key issues of market risk and the benefits of sticking to a long-term investment strategy.
Risk and return
Typically, people think about risk or return. Many focus only on maximising returns without measuring the risk taken to achieve those returns.
Others are so worried about losing money that they completely avoid risk altogether – effectively reducing their wealth over time. Yet the single most important lesson you can help your clients learn is this – risk and return cannot be separated.
Download 'The Two R's'
Download 'Risk, Return and finding the right balance' presentation
Estate planning
Roughly half of Australians die without leaving a valid will.... rules contained in legislation will decide how assets are distributed... The government may also decide who looks after children if they are still minors. Without an up-to-date will, estates may be left at in limbo instead of providing loved ones with security.
Download 'Your Legacy'
Download 'Whats your Legacy?' presentation