Cash Management Account (CMA)

Features

Macquarie’s CMA is the next generation cash hub. It comes with an impressive range of benefits giving clients the functionality of a cash hub, with a competitive rate.

Ideal for: clients looking for a cashflow management system with a competitive interest rate.

Adviser benefits

• A complete picture of your clients’ investments.
• Functionality that allows you to monitor your clients’ accounts and act swiftly when opportunities arise.
• Suitable for SMSF clients.

Client benefits

• A competitive interest rate – we’ll mirror the RBA rate until March 2012**.
• Covered by the Retail Guarantee.
• Simplified cashflow information and record-keeping.
• Exceptional client service.

	Macquarie CMA	Macquarie Bank Term Deposit more info	Macquarie Cash XL more info
Interest rate
What's it for?	Central cashflow management hub	Lock in solid returns for cash you don't need till later	Maximise growth on cash needed soon
Minimum Investment	$5,000	$10,000	No minimum
No account keeping fees
Competitive interest rate
At call access to cash

Frequently asked questions

Will my client’s money be locked away for a specific term?
No. Your client can access their funds at anytime.

Are there fees for opening a CMA?
There is no account opening fee or online transaction fees. More information about fees can be found in the Product Information Statement (PIS).

How do I open a CMA account for my client?
Your client should complete the application form contained in the PIS. Click on the 'Apply now' link below to download the PIS.

Tools

For clients

Flyer name	Use this flyer to...
Macquarie CMA	Explain the benefits of a cashflow hub and how the Macquarie CMA operates
Macquarie CMA - The heart of your self managed super fund	Explain the benefits of a cashflow hub for your SMSF clients
Cashflow matters	How managing your cash could change your life
10 smart reasons to use a cash hub	Explains the benefits of using a cash hub to manage cashflow
Cashflow plan	A workbook for your clients to complete and to help them identify gaps in their cashflow management
Cashflow management card	Explain the importance of implementing a cashflow management system

For advisers

Flyer name	Use this flyer to...
Cashflow Management for SMSFs	Explains how the Macquarie CMA helps you manage cashflow for your clients' SMSFs
Online applications made simple	A guide to the online applications service in your.clients@macquarie
Bulk transacting... made simple	Efficiently collect fees and make bulk payments from your clients' cash accounts

 

Forms

Application

Form name	Use this form to...
CMA	Apply for a Macquarie CMA.

Online registration

Form name	Use this form to...
Online Adviser Registration	Register for access to your.clients@macquarie.
Online Employee Registration	Register your employees to access your.clients@macquarie.
Macquarie Online and Phone Registration	Register for access to transact@macquarie and/or Macquarie PhoneLink or change your selection for these services.

Third party authority

Form name	Use this form to...
Adviser Limited Third Party - Authorisation	Register for authority to transfer funds between your client's CMA and Cash XL accounts and establish authority to open term deposits.
Adviser Limited Third Party - Transfer	Transfer funds between your client's CMA and Cash XL accounts (if registered for this service).
Third Party Authority	Use this form to setup third party authorities on your clients' accounts (such as general withdrawal, tax and fees authority).

Account maintenance

Form name	Use this form to...
Account Nomination	Link additional accounts to transact@macquarie and/or Macquarie PhoneLink.
Change of Account Details	Update account information including address and contact details.
Change Your transact@macquarie Pay Anyone and BPAY Details	Make a change to transact@macquarie Pay Anyone/BPAY details.
Cheque and Deposit Book Request	Request a cheque and/or deposit book for your clients' accounts.
Duplicate Statement Request	Receive duplicates of your clients account statements.
Macquarie Online and Phone Registration	Register for access to transact@macquarie and/or Macquarie PhoneLink or change your selection for these services.

Transacting forms

Form name	Use this form to...
Authority to Transfer	Manage your clients' cashflow by consolidating their funds from other bank accounts into their CMA or Cash XL accounts.
Deposit	Manage your clients' cashflow by consolidating their funds from other bank accounts into their CMA or Cash XL accounts.
Direct Debit Request	Debit a nominated account with another financial institution for regular deposits to your clients' CMA or Cash XL accounts.
Foreign Currency Cheques	Use this form to deposit foreign currency cheques.
Income Redirection	Arrange for your clients to redirect their income (salary, rental, super and pension payments) to their CMA or Cash XL account.
Interest and Dividend Payment Authority	Arrange for your clients' dividend or interest payments from their investments to be paid directly into their CMA.
Overseas Telegraphic Transfer and Bank Draft Request	Transfer funds overseas and/or request a bank draft.
Periodic Payment Authority	Setup or amend regular payments from your clients' CMA (such as pension payments).
Withdrawal	Request to withdraw funds.

Deceased estates

Form name	Use this form to...
Deceased Estate Change of Account Details	Change account details on a deceased estate account.
Deceased Estate Withdrawal	Withdraw funds from a deceased estate account.

Fast fax

Form name	Use this form to...
Fast Fax	Receive your client's account number by fax.

Offer documents

Document name	Use this document to...
Macquarie CMA	The product information statement includes the application form.