Cash

* The Macquarie Cash Management Account interest rate is variable and subject to change without notice.

+ The above interest rates are based on interest paid at maturity for terms of up to 1 year and annually for terms greater than 1 year.  If no term is specified, the rate is shown for a 3 month term with interest paid at maturity. Rates are subject to change and may vary based on the investment term, amount deposited and interest payment frequency. For other rates, please call 1800 005 056.

^ The Macquarie Cash XL interest rate is variable and subject to change without notice.

** In September 2011 the Australian Government announced a number of changes to the Financial Claims Scheme (Government Guarantee). From 1 February 2012, a permanent guarantee cap of $250,000 per account holder per institution will apply, subject to the continued advice of financial regulators that this remains appropriate. Further information about the Government Guarantee can also be obtained from the APRA website at www.apra.gov.au and the APRA hotline on 1300 558 849.

# Source: Macquarie Bank Limited data, ATO Self Managed Super Fund Statistical Report.

The Macquarie Cash Management Account (Macquarie CMA), Macquarie Bank Term Deposits (Term Deposits) and Macquarie Cash XL (Cash XL) are deposit accounts provided by Macquarie Bank Limited ABN 46 008 583 542 (Macquarie). Fees and charges may be payable. Terms and conditions are available upon request.

Macquarie Group Limited is regulated by Australian Prudential Regulation Authority (APRA), the Australian banking regulator, as the non-operating holding company of an Australian bank (Macquarie, a wholly owned subsidiary of Macquarie Group Limited). As a licensed Australian bank, Macquarie is subject to regulation by APRA. Macquarie also holds Australian Financial Services Licence No. 237502 and is subject to regulation by the Australian Securities and Investments Commission.