Products & platforms

MQ Gateway Trust

This product is closed

 

Features

Offers in the MQ Gateway Trust are now closed. An offer of units in the new Macquarie Gateway Trust is now open. Please note that this is not the same trust as the MQ Gateway Trust ARSN 123 784 930 (for which MQ Portfolio Management Limited ACN 092 552 611 is the responsible entity) although the units offered by both trusts have similar features. For more information on the Macquarie Gateway Trust, click here.

Performance

For MQ Gateway Trust performance information, please click here.

Participation rates & interest rates

Please click on the links below to view participation rates and interest rates for each offer:

June 08

Participation rates - June 2008 offer

Class Name Protection Level* Capital Protection Date Final Participation Rates
BD Emerging Markets Infrastructure 100% 100% 30 Mar 2012 95%
BE Emerging Markets Infrastructure 90%  90% 30 Mar 2012 130%
BF Asian Hindsight 100% 100% 30 Mar 2012 100%
BG Asian Hindsight 90% 90% 30 Mar 2012 135%
BH Asian Cash Hoarders 100% 100% 30 Mar 2012 100%
BI Asian Cash Hoarders 90% 90% 30 Mar 2012 140%
BJ Climate Change 100% 100% 30 Mar 2012 100%
BK Climate Change 90% 90% 30 Mar 2012 135%
BL Agriculture 100% 100% 30 Mar 2012 100%
BM Agriculture 90% 90% 30 Mar 2012 135%

 

Interest Rates - June 2008 offer

Option Interest Payment Plan  Interest Rate
 1 Investment Loan – pre-pay interest annually in advance – fixed rate 9.20%pa fixed annually in advance for loans less than $500,000

OR

8.70%pa fixed annually in advance for loans associated with investments of $500,000 or more.
 2 Investment Loan – with a 100% Interest Assistance Loan, with Monthly repayments 9.20%pa fixed annually in advance for loans less than $500,000

OR

8.70%pa fixed annually in advance for loans associated with investments of $500,000 or more.
 3 MQ Limited Recourse Loan - prepay interest for 3.75 years in advance 7.45%pa prepaid on the Loan Drawdown Date for loans less than $500,000

OR

6.95%pa fixed for the 3.75 year term for loans associated with investments of $500,000 or more.

April 08

Participation Rates - April 2008 offer

Class Name Protection Level* Capital Protection Date Final Participation Rates
AT Emerging Markets Infrastructure 100% 100% 1 Nov 2011 100%
AU Emerging Markets Infrastructure 90%  90% 1 Nov 2011 135%
AV Asian Hindsight 100% 100% 1 Nov 2011 100%
AW Asian Hindsight 90% 90% 1 Nov 2011 130%
AX Asian Cash Hoarders 100% 100% 1 Nov 2011 100%
AY Asian Cash Hoarders 90% 90% 1 Nov 2011 140%
AZ Climate Change 100% 100% 1 Nov 2011 90%
BA Climate Change 90% 90% 1 Nov 2011 125%
BB Agriculture 100% 100% 1 Nov 2011 110%
BC Agriculture 90% 90% 1 Nov 2011 160%

 

Interest Rates - April 2008 offer

Option Interest Payment Plan  Interest Rate
 1 Investment Loan – pre-pay interest annually in advance – fixed rate 9.70%pa fixed annually in advance for loans less than $500,000

OR

9.20%pa fixed annually in advance for loans associated with investments of $500,000 or more.
 2 Investment Loan – with a 100% Interest Assistance Loan, with Monthly repayments 9.70%pa fixed annually in advance for loans less than $500,000

OR

9.20%pa fixed annually in advance for loans associated with investments of $500,000 or more.
 3 MQ Limited Recourse Loan 9.70%pa fixed annually in advance for loans less than $500,000

OR

9.20%pa fixed annually in advance for loans associated with investments of $500,000 or more.

November 07

Participation Rates - November 2007 offer

Class Name Protection Level* Capital Protection Date Final Participation Rates
AJ IPOX  100% 31 May 2011 100%
AK IPOX  90% 31 May 2011 140%
AL Asia  100% 31 May 2011 125%
AM Asia  90% 31 May 2011 180%
AN Asian Financials^ 100% 31 May 2011 100%
AO Asian Financials^ 90% 31 May 2011 145%
AP Agriculture  100% 31 May 2011 120%
AQ Agriculture  90% 31 May 2011 175%
AR European and Japanese Property 100% 31 May 2011 110%
AS European and Japanese Property 90% 31 May 2011 160%

^ Due to an Adjustment Event, Kookmin Bank (060000 KS Equity) was replaced in the Class AN and Class AO Reference Basket with Industrial Bank of Korea (024110 KS Equity) on 24 September 2008.

 

Interest Rates - November 2007 offer

MQ Gateway - Classes AJ - AS

Option Interest Payment Plan  Interest Rate 
 1 Investment Loan – prepay interest from November 2007 to June 2008, and thereafter annually in advance – fixed rate 9.20%pa fixed annually in advance for loans associated with an investment under $500,000

OR

8.70%pa for loans associated with an investment of $500,000 or more

June 07

Participation Rates - June 2007 offer

Class Name Protection Level* Capital Protection Date Final Participation Rates
L China and India 100% 22 June 2012 100%
M China and India 90% 22 June 2012 135%
N Water 100% 22 June 2010 100%
O Water 90% 22 June 2010 160%
P Asia 100% 22 June 2010 135%
Q Asia 90% 22 June 2010 215%
R Elements 100% 22 June 2010 115%
S Elements 90% 22 June 2010 175%
T Asian Financials 100% 22 June 2010 125%
U Asian Financials 90% 22 June 2010 200%
V Global Property 100% 22 June 2010 125%
W Global Property 90% 22 June 2010 195%
AA AA 100 100% 22 June 2012 160%
AB AB 90 90% 22 June 2012 210%
AE Hybird Basket 100% 8 July 2008 115%
AF Asian Index Basket 100% 8 July 2008 105%
AG Tailored Index Basket 100% 8 July 2008 115%
AH Asian Financials 100% 8 July 2008 100%
AI International Index Basket 100% 8 July 2008 115%

 

Interest Rates - June 2007 offer

MQ Gateway - Classes L - W

Option Interest Payment Plan  Interest Rate 
 1 Investment Loan – prepay interest annually in advance – fixed rate 8.50%pa fixed annually in advance for loans less than $500,000;

OR

7.95%pa fixed annually in advance for loans associated with investments of $500,000 or more.

May 07

Participation Rates - May 2007 offer

Class Name Protection Level* Capital Protection Date Final Participation Rates
H Asian Financials 100% 14 May 2010 145%
I Green Theme 100% 14 May 2010 135%
J Asian Hindsight 100% 14 May 2010 105%
K Australia vs International 100% 14 May 2010 115%

 

Interest Rates - May 2007 offer

MQ Gateway - Classes H, I, J, & K

Option Interest Payment Plan  Interest Rate 
 1 Interest in advance to 30 June 2007, then annually in advance – fixed rate. For loans of $500,000 or more. 7.50%pa

April 07

Participation Rates - April 2007 offer

Class Name Protection Level* Capital Protection Date Final Participation Rates
A BRIC 100% 100% 27 April 2012 100%
B BRIC 90% 90% 27 April 2012 140%
C Gold 100% 27 April 2010 120% 
D Water 100% 27 April 2010 105%
E Asia 100% 27 April 2010 145%
F Australia vs Japan 100% 27 April 2010 105%
G Global Hindsight 100% 27 April 2010 105%

 

Interest Rates - April 2007 offer

MQ Gateway - Classes A & B

Option Interest Payment Plan  Interest Rate 
 1 Interest in advance to 30 June 2007, then annually in advance – fixed rate. 8.75%pa
 2 Quarterly in advance – fixed rate. 8.95%pa

 

MQ Gateway - Classes C, D, E, F & G

 Option Interest Payment Plan  Interest  Rate
 1 Interest in advance to 30 June 2007, then annually in advance – fixed rate. 8.50%pa
 2 Quarterly in advance – fixed rate. 8.75%pa

View MQ Unit Pricing Discretionary Policy

Withdrawal

Withdrawal process

Investors may withdraw from the MQ Gateway Trust ("Gateway") on a monthly basis. MQ Portfolio Management Limited (MPML) recommends that investors seek independent professional advice before submitting a withdrawal request.

How to withdraw

  • Download and complete the withdrawal form.
  • The minimum withdrawal amount is 10,000 units and investors must withdraw multiples of 1,000 at a time^.
  • Send the completed withdrawal form to MPML at least 10 business days before the end of the month in which you wish to withdraw.
  • Withdrawal forms can be submitted by post:
    • MQ Gateway Trust
      GPO Box 4294
      Sydney NSW 1164
  • Investors will be sent a confirmation that their withdrawal request has been received.
  • Investors will also receive confirmation once their withdrawal has been processed.

Important information

Before submitting a withdrawal request, investors should take note of the following:

  • Withdrawal proceeds are determined using the prevailing Net Asset Value ("NAV") as at the date of the withdrawal and Capital Protection* does not apply.
  • The original Unit certificate may be required to be submitted along with the Withdrawal Form.
  • Withdrawal Forms must be received by MPML at least 10 business days before the end of the month at which investors wish to withdraw.
  • Once submitted, withdrawal requests may not be withdrawn.
  • A Withdrawal Fee may be deducted from your withdrawal proceeds.

Where an investment loan provided by Macquarie Bank Limited has been used to invest in Gateway:

  • Interest will be charged after the date of withdrawal up to the date when withdrawal proceeds have been finalised (see below for information on timing); and
  • Amounts payable on withdrawal will be subject to loan repayment obligations and break costs may be incurred as set out in the Loan & Security Agreement.

Key dates

  • Withdrawal Forms must be received by MPML at least 10 business days before the end of the month in which you wish to withdraw.
  • Withdrawal proceeds are determined using the prevailing Net Asset Value (NAV) as at the date of the withdrawal. The NAV of the Fund is generally finalised within 10 business days after each month end.
  • Withdrawal proceeds are generally finalised within 5 business days of determining the NAV.

Please note we may extend the period for processing a withdrawal in certain circumstances. Please refer to the relevant PDS for further detail.

^ If immediately after your withdrawal of Units in a Class, your investment in Units in the Class would be less than 10,000 Units your withdrawal request will be treated as a request to withdraw your entire investment in that Class.

* Capital Protection is only provided on the Capital Protection Date (specified in the relevant product disclosure statement ("PDS")) and is subject to the terms and conditions of the PDS. For full details, including risks, investors should refer to the relevant sections of the PDS.

Loan repayments

Indicative Investment Loan Repayment Amounts

If you have borrowed from Macquarie to invest in the MQ Gateway Trust (Gateway) amounts payable on withdrawal will be subject to your loan repayment obligations and loan break costs. If you have a fixed rate loan there may be material additional break costs associated with the early repayment of your investment loan.

The following tables show the indicative amounts required to repay a $1.00 investment loan, associated interest assistance loan (IAL) and/or capitalising interest assistance loan (CIAL), if any, as at the date noted in the table. These indicative values include the loan principal amount, a refund of any prepaid interest and any loan break benefit or break cost associated with the early repayment of your fixed rate loan. For more information please refer to your loan documentation.

Please note the indicative loan repayment amounts shown below do not apply to your Investment Loan if:

  • you were given a discount on your Investment Loan interest rate;
  • you have interest or other payments owing on your loan; or
  • you have a Limited Recourse Loan.

The information below is subject to change without notice and is indicative only. Macquarie Bank Limited (Macquarie) is not bound by the figures and is not liable to cover any difference between the indicative figures and the figures on repayment. This information is not a quote or a repayment price.

June 07

Indicative Investment Loan Information as at 30 April 2012.

  Column 1 Column 2 Column 3 Column 4
Unit Class Indicative Investment Loan Repayment Amount
(per $1 Investment Loan) 		Indicative IAL Repayment Amount
(per $1 Investment Loan) 		Indicative Total Loan Repayment Amount including IAL
(per $1 Investment Loan) 		Indicative CIAL Repayment Amount
(per $1 Investment Loan)
L $0.9942 $0.0074 $1.0017 N/A
M $0.9942 $0.0074 $1.0017 N/A

April 07

Indicative Investment Loan Information as at 27 April 2012.

  Column 1 Column 2 Column 3 Column 4
Unit Class Indicative Investment Loan Repayment Amount
(per $1 Investment Loan) 		Indicative IAL Repayment Amount
(per $1 Investment Loan) 		Indicative Total Loan Repayment Amount including IAL
(per $1 Investment Loan) 		Indicative CIAL Repayment Amount
(per $1 Investment Loan)
A $1.0000 N/A $1.0000 N/A
B $1.0000 N/A $1.0000 N/A

Wholesale

Indicative Investment Loan Information as at 30 April 2012.

  Column 1 Column 2 Column 3 Column 4
Unit Class Indicative Investment Loan Repayment Amount
(per $1 Investment Loan) 		Indicative IAL Repayment Amount
(per $1 Investment Loan) 		Indicative Total Loan Repayment Amount including IAL
(per $1 Investment Loan) 		Indicative CIAL Repayment Amount
(per $1 Investment Loan)
AA $0.9947 $0.0075 $1.0022 $0.2562
AB $0.9947 $0.0075 $1.0022 $0.2562

Example

Example

  1. If you have an Investment Loan from Macquarie for $60,000 which was used to purchase Gateway Class A units, then the indicative amount required to repay that loan as at the date noted in the information tables is:
    • $60,000 x Indicative Investment Loan Repayment Amount (column 1)
  2. If you also have an IAL the indicative amount required to repay that IAL as at the date noted in the information tables is:
    • $60,000 x Indicative IAL Repayment Amount (column 2)
  3. If you have an IAL, the total indicative amount required to repay your Investment Loan and your IAL is:
    • $60,000 x Indicative Total Loan Repayment Amount including IAL (column 3)
  4. If you have a CIAL, the indicative amount required to repay your CIAL as at the date noted in the information tables is:
    • $60,000 x Indicative CIAL Repayment Amount including IAL (column 4)