SuperOptions

Benefits

Macquarie SuperOptions suits investors looking for:

• a flexible solution that makes it easy to switch from the super to pension phase
• a simple super and pension solution
• great customer service.

Key features

• Award-winning client service.
• Easily transfer funds from super to pension phase.
• Choice of more than 25 investment options.
• Option of a regular contributions plan.
• Competitive insurance solutions.
• Consolidated online reporting across a range of investment managers.
• Extensive estate planning features.

View the Macquarie SuperOptions Product Disclosure Statement (PDS)

Features

Covers super and pension needs

There are two plans available within Macquarie SuperOptions.

1. The Macquarie SuperOptions Super Plan (Super Plan) is a pre-retirement superannuation solution. Clients can make contributions and roll over their existing superannuation funds into the Super Plan to save for their retirement.
   It offers them choice, flexibility, tax-efficient features and peace of mind, and lets you create a tailored portfolio from a menu of more than 25 investment options.
2. The Macquarie SuperOptions Pension Plan (Pension Plan) provides a flexible, tax effective income stream, both in the transition to retirement and retirement. It offers choice, flexibility, tax-efficient features and peace of mind. You can also create a tailored portfolio from a menu of over 25 investment options.

Seamless switching from super to pension

Clients can easily transfer funds from the Super Plan to the Pension Plan when they are ready to move into retirement.

As part of the switch they may be eligible for a capital gains tax bonus, which will be credited to the account following the transfer.

Investment choice

Create a tailored super solution which specifically meets your clients’ individual investment objectives.

• Diversify across a range of investment managers and asset classes.
• Extensive menu of over 25 investment options managed by Macquarie and other leading investment managers.

Estate planning tools

• Non-lapsing death benefit nomination (including child pension nominations).
• Reversionary pension option.

Pension flexibility

The SuperOptions Pension Plan enables clients to:

• specify the value and frequency of regular pension payments (within the limits set by the Government)
• vary the amount and frequency of pension payments each year
• choose a transition to retirement pension
• make lump sum withdrawals in addition to regular pension payments.

 

At a glance

Investment minimums

Initial investment	Super Plan:	$3,000 (or $1,500 with a regular direct debit)
	Pension Plan:	$25,000
		A 14 day cooling-off period applies to the initial investment.
Minimum account balance	$1,200
Balance per investment option	$1,000 per investment option

Additional investments

Super Plan	Cheque, direct deposit or BPAY®	No minimum
	Direct debit	$100 per debit
BPAY	BPAY biller codes to contribute funds to the Super Plan
	Personal/personal deductible:	423061
	Employer:	423079
	Spouse:	423087

Withdrawals

Minimum withdrawal

$500 per lump sum withdrawal

Investment options

Investment options

An extensive range of investment options managed by Macquarie and other leading investment managers

Fees and other costs

Contribution fees	Up to 3.5% (plus GST)
Withdrawal fee	Nil
Management costs	1.23% to 2.70% pa depending on the investment option selected plus $5 per month for Pension Plans
Adviser service fee	Up to 1.6% (plus GST)
Switching fee	Nil
Transaction fees (buy/sell spreads)	0.0% to 0.65% depending on investment option selected
Commission	Clients may negotiate with their adviser and/or financial licencee to a commission paid from the revenue we receive

Transacting

Switching investments	Switch between investment options at any time. The minimum partial switch is $1,000
CGT bonus on transfer to Pension Plan	Opportunity for a capital gains tax bonus to be credited on transferring from the Super Plan to the Pension Plan
Automated investment management tools
Automatic rebalancing

® Registered to BPAY Pty Ltd ABN 69 079 137 518.

Information

Macquarie SuperOptions Product Disclosure Statement (PDS)

Annual Report

Investor update

Performance

Forms

Contributions/Rollovers

Additional investment form
Make an additional investment to the Super Plan 

Contributions splitting request form (2007/08 onwards)
Use this form to request a contributions split for contributions made for financial year 2007/08 onwards. 

Direct debit request form (Regular investment plan)
Use this form for Macquarie to debit an external bank account. 

Direct deposit facility
Set up a direct deposit facility for additional regular or ad hoc contributions into the Super Plan. 

Employer contributions form
Use this form to direct employer superannuation contributions.

Notification of eligibility for superannuation contributions
Use this form to confirm your client's eligibility to make contributions into superannuation (from age 65 and over). 

Rollover authority form
Send to the trustee/manager of the fund from which benefits are to be rolled over into Macquarie SuperOptions. 

Super contributions checklist
Summarises contribution methods and paperwork required .

Withdrawals

Withdrawal/Rollover request form
Withdraw or rollover benefits from the fund.

Withdrawal of a UK transfer amount
This form is to be used if your account contains a UK transfer amount and needs to accompany your withdrawal request.

Administration 

Adviser remuneration - Adviser Service Fee
Request the Trustee to pay an Adviser Service Fee.

Automatic Rebalancing Facility
Establish automatic rebalancing of your client's portfolio. 

Change of account details form
Use this form to change account details, such as contact and bank account information. 

Change of pension details form
Use this form to update your pension details.

Deduction notice for personal contributions
Claim a tax deduction for your personal contribution or vary a previous notice.

Investment strategy/pension drawdown form
Use this form to update your investment strategy for future contributions.

Investment switching form
Switch amounts between investment options within Macquarie SuperOptions. 

Estate Planning

Child pension schedule
Use this form to make a child pension nomination. 

Non-lapsing death benefit nomination form
Make a straightforward non-lapsing death benefit nomination.