Products & platforms

Retail Super

 

 

Cut off dates

Download the Retail Super cut off dates calendar

To ensure transactions are completed before the end of financial year please refer to the recommended times listed below. Where the below deadlines are not met, transactions will be processed effective in the new financial year.

Please note 30 June falls on a Saturday and as such the last day of processing for the 2011/12 financial year will be on Friday, 29 June 2012. Please refer to the below table for specific cut off dates and times.

Please note that Macquarie SuperOptions will close to new investments from 1 June 2012.

Macquarie SuperOptions Cut off time and date to ensure processing by 30 June (Sydney time) Important information

Bank transfer 
Withdrawals

Cheque Withdrawals

     
11 am 21 June (where funds must be received by an external bank account before 30 June)
11 am 21 June (if required to be mailed by 30 June)
Direct Debit facility 5 pm 4 June Dependant on the cut off times of the transferring bank, transfers processed after Tuesday 26 June may not be received until the next financial year. Note - real-time gross settlement payments are not accepted into Super accounts through direct deposit.
Direct deposit - submit instruction 5 pm 26 June
BPAY® - submit instruction 5 pm 26 June Dependant on the cut off times of the transferring bank, transfers processed after Tuesday 26 June may not be received until the next financial year. Note - real-time gross settlement payments are not accepted into Super accounts through direct deposit.
Cheque contributions - Macquarie investment options 2 pm 29 June  
Cheque contributions - other investment options 11 am 29 June  
Deduction notices for personal contributions made 11 am 29 June For the tax transaction to be reflected on or prior to 30 June 2012 you must provide the deduction notice by 11 am. Please see the deduction notice information below.
       
Macquarie ADF Superannuation Fund      
Withdrawal cheque requests 11 am 27 June  
Bank withdrawal requests 11 am 27 June  
Direct deposit - submit instruction 5 pm 26 June Dependant on the cut off times of the transferring bank, transfers processed after Tuesday 26 June may not be received until the next financial year. Note - real-time gross settlement payments are not accepted into Super accounts through direct deposit.
BPAY® - submit instruction 5 pm 26 June Dependant on the cut off times of the transferring bank, transfers processed after Monday 27 June may not be received until the next financial year. Note - real-time gross settlement payments are not accepted into Super accounts through direct deposit.
Cheque contributions 2 pm 29 June  
Deduction notices for personal contributions made 12 noon 29 June For the associated contributions tax transaction to be reflected on or prior to 30 June 2012 you must provide the deduction notice by 11 am. Please see deduction notice information below.

® Registered to BPAY Pty Limited ABN 69 079 137 518

Deduction notices for personal contributions made 2010/11

For personal contributions made in the 2010/11 year, the deadline for submitting deduction notices (for clients who haven't yet lodged their 2010/11 tax returns) is 11 am 29 June 2012. 

Valid deduction notices received after 11 am 29 June will be processed and acknowledged in the new financial year. Please refer to 'Claiming tax deductions for personal contributions' on the Contributions tab of this page. 

Under tax legislation, your clients will not be eligible for a deduction for their 2010/2011 personal contributions if their deduction notice is received after 30 June 2012.  Please note that 30 June 2012 falls on a Saturday and as such Macquarie will not be able to accept deduction notices on 30 June 2012.

Important information

Delays due to Australia Post could result in contributions and rollovers being processed on or after 1 July.

SuperOptions contributions and rollovers received after the 2 pm (EST) cut off for Macquarie Investment Options and the 11am (EST) cut off for other investment options will be credited to the Macquarie Deposit Option. Contributions will then be switched to the nominated investment options on or shortly after 1 July 2012.

Please note that Macquarie SuperOptions will close to new investments from 1 June 2012.

Application forms

Macquarie SuperOptions

Macquarie ADF Superannuation Fund

Checklist

We've developed this handy checklist to ensure that your clients' applications are processed as seamlessly as possible.

If you have any questions about the application process, please call us on 1800 808 508.

  • Is the application form current?
  • Is the client's tax file number quoted?
  • Is the application complete and signed?
  • Is the cheque dated correctly with the amount in words and figures?
  • Is the cheque made payable to correct payee?
    • Please clearly indicate the contribution type
    • If your client is claiming a tax deduction for the contribution, please state the amount.
    • Bank cheques must include the clients name in the cheque payee field OR include proof of purchase.
  • Does the application include a contribution (cheque contributions only)?
    • Please clearly indicate the contribution type
    • if your client is claiming a tax deduction for the contribution, please state the amount.

 

This table lists the type of transaction your clients may want to make, along with the paperwork required.

Transaction type Paperwork required How to send funds to clients' accounts
Direct debit Regular investment plan (direct debit request) form for SuperOptions or ADF Super Fund The direct debit request form authorises us to automatically debit funds on a specific day of the month from another financial institution and credit contributions to your client's accounts. We must receive the completed form by 4 June to ensure transactions are complete before the end of financial year.
Direct deposits SuperOptions direct deposit facility form

ADF direct deposit facility form 		Clients who have the direct deposit facility set up on their account can electronically transfer funds to their superannuation account via their financial institution's telephone or internet banking, using their BSB and account number.
Direct deposits take up to two business days to be deposited into your client's account. Please allow for this.
BPAY® No paperwork is required

To process BPAY® contributions before 30 June, we must receive them no later than 5pm Tuesday 26 June. Any payments received after this time will be processed in the new financial year.

Some financial institutions can take more than two business days to process BPAY transactions. Please consider this when making last minute contributions.

All BPAY personal contributions will be processed as non-concessional contributions. If your client wishes to claim a tax deduction for these contributions, they need to complete a deduction notice for personal contributions.

Please refer below for the details of BPAY biller codes and reference numbers. Your clients' 10 digit customer reference number can be found on their statement or is available from us by calling 1800 808 508.

BPAY biller codes
Macquarie ADF Superannuation Fund 

Personal 423095
Employer 423103
Spouse 423111
SuperOptions
Personal 423061
Employer 423079
Spouse 423087
Rollover Cheque
SuperOptions rollover authority form
ADF rollover authority form 		See 'addresses for superannuation cheque deposits' section below.
Cheque deposits Cheque
SuperOptions: Either a new application form or an additional investment form

ADF Super Fund: Either an ADF new application form or an ADF additional investment form 		Cheques should be made out as follows:

SuperOptions
MLL SuperOptions (full account name)

ADF Superannuation Fund
MIML ADF (full account name)

The cheque payee must include the client's account name to ensure same day processing.

The postal addresses for cheque deposits are listed below.

Addresses for superannuation cheque deposits

State/Country Address 1 Address 2
New South Wales 1 Shelley St
Sydney NSW 2000 		PO Box 192
Australia Square NSW 1215
Victoria Level 26, 101 Collins Street
Melbourne VIC 3000 		GPO Box 5435CC
Melbourne VIC 3001
Queensland Level 8, 12 Creek Street
Brisbane QLD 4000 		GPO Box 1459
Brisbane QLD 4001
South Australia Level 2, 151 Pirie Street
Adelaide SA 5000 		GPO Box 2632
Adelaide SA 5001
Western Australia Level 13,
235 St George's Terrace
Perth WA 6000 		PO Box 7306
Cloisters Square
Perth WA 6850

Claiming tax deductions for personal contributions

If your client intends to claim a tax deduction for their contributions, they should send us a completed deduction notice form. For information on how to complete a deduction notice correctly please read:

Under tax legislation, clients must meet certain conditions in order to be eligible to claim a deduction and they must provide their deduction notice within certain time frames. A deduction notice for a personal contribution is not valid (and therefore cannot be accepted by a fund) in certain circumstances, such as after a pension has commenced based in whole or part on the contribution, or where the fund no longer holds the contribution.

For information in relation to changes that apply deduction notices for contributions made on or after 1 July 2011, please click here

There must be sufficient available cash to cover the applicable tax liability before the deduction notice can be processed.


Contribution caps

It is important to be mindful of contribution limits when making contributions, as clients may incur significant tax penalties if they exceed the limits.

Please refer to the Macquarie SuperOptions PDS or the Macquarie ADF Superannuation Fund PDS.

For further information, please refer to the ATO website.

Important information

Delays due to Australia Post may result in contributions and rollovers being processed on or after 1 July.

SuperOptions contributions and rollovers received after the 2 pm EST cut off will be credited to the Macquarie Deposit Option. Contributions will then be switched to the nominated investment options on or shortly after 1 July 2012. 

® Registered to BPAY Pty Limited ABN 69 079 137 518

Cut off dates

Useful links

Need help?

If you have any queries regarding lodgement dates, please contact us.

  • CMA and CashXL:
    1800 808 508
  • Term Deposits:
    1300 739 980
  • Wrap:
    1800 025 063
  • SuperOptions:
    1800 808 508
  • ADF Super Fund:
    1800 808 508
  • Mortgage solutions:
    1800 007 722