Commercial real estate
Helping commercial real estate agents achieve outstanding performance
Overview
We’ll give you the support you need to succeed
Macquarie Bank has spent more than 20 years supporting the real estate industry with tailor-made banking that not only helps you manage your cash flow, it also frees up your time.
Our priority is to keep all your banking simple and efficient, so you can spend more time on your business and less time managing paperwork. We’re all about providing you support that can make a real difference to your business success and growth.
Banking services for your business
Manage, finance, grow and improve your business with our flexible real estate banking services:
- Rent roll and equity lending using your existing assets to finance business growth and acquisitions.
- Automated rent and payment collection using the Macquarie DEFT Payments System for real estate to streamline your rental receipts and reconciliation. You can also use wireless EFTPOS terminals to accept payments anywhere and anytime.
- Flexible online banking with your choice of day-to-day banking and trust accounts, sales investment accounts, at-call and term deposits.
- Personal wealth planning because your lifestyle goals are also important.
- A dedicated and experienced Macquarie Relationship Manager who specialises in your industry and is proactively involved in your business growth.
- Insights into the commercial property industry to help improve your business.
“It is refreshing for anyone in modern times to be able to pick up the phone and actually speak to someone in a bank. Macquarie is proactive – any proposition we have put to them, they have embraced.”
Patrick Barnes, Director, Allard & Shelton
To find out more, call Macquarie.
View commercial real estate brochure here.
Read the Product Disclosure Statement dated 20 March 2013.
Lending
Tap into your rent roll and equity for growth
Your rent roll is a significant asset, so why not use it to fund your business growth? As a real estate business specialist, your Relationship Manager can help you on ways to take your business to the next stage.
Macquarie Bank can lend against your rent roll as well as your commercial or residential property assets to fund:
- Purchase of rent rolls
- Working capital
- New partner entry
- Acquisition of an additional real estate business
- Acquisition of your business premises
- Succession planning
- Personal wealth creation.
And if you’re looking beyond business growth, Macquarie Property Essentials is a range of property loans that lets you take advantage of all types of personal, investment or business opportunities.
Our specialist team can also help you with further business investments and introduce you to strategic Financial Planners as part of your business growth strategy.
“Macquarie has helped us to achieve our business goals by providing a Relationship Manager who is helpful and always available, by being prompt and responsive, and by being prepared to think creatively.”
Debbie Black, CEO, Chesterton International (QLD) Pty Ltd
Managing payments
Spend more time on your business and less time on administration.
Macquarie DEFT Payments System - managing your receivables
We developed the DEFT Payments system for real estate to take care of all your rental payments, receipts and reconciliation – and it fully integrates with your property management software.**
One-click payment transactions
Receive payments faster
Help when you need it
Secure and simple payment options
Designed to work with your system
“Macquarie assisted us with our key business challenges by helping streamline our receipting of rents from tenants through DEFT.”
John Wise, CFO, Savills
View DEFT brochure here.
Macquarie Batch Payments - managing your payables
We have created a tailored BPAY payment solution for the commercial real estate industry to help you manage a high volume of bill payments. Make multiple BPAY payments from multiple accounts to participating billers and automatically manage the reconciliation of payments all from your property management software.
Payments that have been historically made by cheque to utility billers can now be made electronically at the click of a button, reducing costly cheque processing and administration costs and reducing the potential for cheque fraud.
View Macquarie Batch Payments brochure here.
Macquarie Active Banking
When you’re managing numerous commercial properties, you’ll have high volumes of payments and bills as well as receipts. So keep it simple with Macquarie Active Banking.
Active Banking is our advanced online banking system. View and control all your payments in one place, with features that include:
- EFT (Electronic Funds Transfer) payments
- Group payments
- Future-dated single payments
- Recurring payments
- Batch payments using BPAY.
Macquarie Merchant Services
Our fully mobile, secure wireless EFTPOS facilities can help accept credit card, charge card or debit card (EFTPOS) payments anywhere, anytime. It’s a cost-effective way to give your tenants and clients more payment options, and can be fully integrated with your online banking system.
To find out more, call Macquarie.
Read the Product Disclosure Statement dated 20 March 2013.
Transactional accounts
Transactional and trust accounts
We can look after your general property management and sales trust account needs with:
- Cheque accounts - our straightforward online banking and payment capabilities take the stress out of your day-to-day banking operations.
- Client trust accounts - our regulated and unregulated trust accounts make it easier for you to manage funds in trust for a number of different clients.
- Retail bond accounts – making it easy to meet your regulatory bond requirements
Sales deposit management
Macquarie Real Estate Accounts are ideal for commercial sales deposits. There are no account-keeping or transaction fees, and you can bank on your terms – from at-call to your choice of maturity periods.
Electronic banking means you can access your sales commission immediately after settlement and transfer cleared funds directly into the vendor and purchaser accounts. You won’t have to bank or write a cheque again, and you can access account details online.
Choose the deposit account type that suits your vendor:
- At-call funds: with interest paid each month or on closure.
- Term deposits: with a maturity date to fit your settlement period. If the term deposit is for more than one year interest is paid annually.
Why choose Macquarie Real Estate Accounts?
Get a better return on your sales deposits - competitive interest rates, no account or transaction fees and flexible terms to match your settlement requirements.
A simpler way to manage multiple accounts - use one blanket signing authority to manage as many accounts as you need. Online banking allows you to open and close accounts from your office, and make deposits and withdrawals from your computer. You can view consolidated reports online and answer client queries at the click of a mouse.
Faster access to commissions - all requests are actioned same day (if received before 3pm AEST on a banking day). Once the settlement is complete, your commission is in your account.
To find out more, call Macquarie.
Read the Product Disclosure Statement dated 20 March 2013.
Property funds
Streamline your transaction processing
If you manage your own properties through listed or unlisted property funds, our specialist banking services can also help you run your back office more efficiently.
Macquarie’s DEFT payments system was developed with your complex payment collection needs in mind. It already integrates with most property management software, so you can easily automate collection, receipt and reconciliation of payments from all channels. One file download, and you have consolidated payment information at your fingertips.
Batch Payments also lets you pay all your bills online in one transaction, dramatically reducing your accounts payable workload and by reducing the amount of cheques required, enjoying substantial cost savings as well.
Plus, with a wide range of transactional bank accounts to choose from, we’ll assist you meeting legislative requirements with cash and surplus funds. That includes:
- regulated and non-regulated trust accounts
- commercial and retail bonds accounts
- general transaction accounts
- higher yielding at-call and term deposit accounts.
Why choose Macquarie?
Proactive support. Your Macquarie Relationship Manager has commercial property funds expertise and the ability to get things done for you quickly. They’ll become a trusted part of your business, just a phone call away when you need support.
Simple to set up. We’ve developed our DEFT and Batch Payments systems to integrate with major property management software*, so you can get it up and running quickly and easily.
Faster payment, less administration. Payment reconciliation and transaction efficiencies save you time and money.
Keep your business in front. We’re firmly focused on your business sector, and continue to develop new solutions to increase your operational efficiency.
To find out more, contact your local Macquarie real estate specialist by calling 1800 147 479.
* Check with your Relationship Manager to confirm your software is compatible.
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