* For loans that settle by 30 August 2013 with a loan to value ratio of 80% or less.

# Comparison rate based on a $150,000 loan amount over 25 years. WARNING: This rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^ To be eligible for the bonus points offer, you must be approved for a Macquarie Visa Platinum Card before 11:59pm AEDT 31 July 2013 and opt-in to Qantas Frequent Flyer Rewards at activation of your Card. You will earn 5 Qantas Frequent Flyer points per dollar spent on eligible purchases at supermarkets, petrol stations and utilities (including water, gas & electricity) for the first twelve months from the date your Card is first issued, up to a maximum of $10,000 spend. Payments made to these merchants via BPay® will not be eligible for bonus points. Occasionally transactions authorised towards the end of this period may not be processed until after this six month period and therefore may not be eligible for the bonus 4 Qantas Frequent Flyer points per dollar of eligible spend. The bonus points earned each month will be credited to your Qantas Frequent Flyer account within 5 business days of each Statement Period provided that you are not in breach of the Conditions of Use, your Account remains open and you have provided Macquarie Card Services with a valid Qantas Frequent Flyer member number.