About Macquarie

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Macquarie Visa Gold Credit Card

Features you expect.
Service you deserve.

Macquarie Visa Gold Card

0%pa* on balance transfers for six months^†

Not all Gold Cards are created equal. With its exceptional customer service and extensive suite of benefits, the Macquarie Visa Gold Card is the only card you’ll ever need.

0%* on balance transfers for six months^†

Paying interest on other cards? Simply move your balance to your Macquarie Visa Gold Card and pay no interest on that amount for up to six months, potentially saving you hundreds of dollars.

Earn one point per dollar spent, with no expiry^{^}

Earn one point per dollar when you use your Card and your points won’t expire while your Card is open.

Redeem points for flights on all major airlines, anywhere, any time^o

With the Reward points on your Card, you can choose when and where you want to fly to with no blackout periods or seat restrictions.

Complimentary insurance^~

Enjoy peace of mind with complimentary overseas travel insurance, including rental vehicle excess cover, extended warranty and 90 day purchase security insurance.

Competitive annual fee

Just $100 per annum buys you the privileges of the Macquarie Visa Gold Card, with a competitive interest rate of 20.95%pa on purchases and 21.95%pa on cash advances.

Up to 55 days interest free on purchases^#

Enjoy the flexibility of up to 55 days interest free on purchases and pay a competitive interest rate of 20.95%pa on purchases thereafter.

Make it yours today > Apply now

Need help?
Please call us on 1300 150 300 or email
macquariecards@macquarie.com and we'll be happy to help.

Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice contained in this website and before making any investment decision we recommend that you consider whether it is appropriate to your situation and seek appropriate financial, taxation and legal advice. We recommend that you read our Financial Services Guide before deciding whether to obtain financial services from us. If an offer document is available for a product referred to on this site, you should read it before making any investment decision. Information on this website is intended for residents of Australia only.

Except for Macquarie Bank Limited (MBL) (Australian Credit Licence (ACL) 237502) ABN 46 008 583 542, any Macquarie entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity's obligations do not represent deposits or other liabilities of MBL. MBL does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

Approval is subject to Macquarie Card Services credit criteria. Terms and Conditions apply and are available upon request. An annual fee currently $100 for the Primary Card, and $30 for each Additional Card applies. Other fees and charges may apply. Allow up to 10 working days to process your application. The standard variable interest rate is currently 21.95%pa for cash advances, which is subject to change and Macquarie Card Services credit criteria.
* The 0% pa interest rate applies only to balances transferred with this offer from the date the account is approved. Minimum repayments are required.
† Transferred balances will be repaid first. Discounted interest rate applies to the balance transferred for the first 6 months from the date your account is approved, and then reverts to the standard variable interest rate for purchases. The standard variable interest rate is currently 20.95%pa for purchases, which is subject to change and Macquarie Card Services credit criteria.
^ Up to $130,000 annually. Rewards are subject to the Macquarie Bank Rewards Program Terms and Conditions. Reward points are not earned on cash advances or balance transfers.
^O Subject to availability. Flights must be booked through My Choice Travel and are subject to My Choice Travel terms and conditions. Internet direct airlines (except Jetstar and Virgin Blue) and airlines that do not offer electronic ticketing cannot be booked via My Choice Travel. My Choice Travel is operated by Pinpoint Travel Group Pty Ltd Licence No. 2TA002974. Booking fees may apply.
~ Overseas Travel Insurance, Transport Accident Insurance, Purchase Security Insurance and Extended Warranty Insurance are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFS Licence No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the Macquarie Bank Gold Credit Card policy of insurance between Macquarie Bank Limited (ABN 46 008 583 542) (MBL) and ACE. This doesn’t take into account your objectives, financial situation or needs. It is important for you to read Macquarie Credit Card Insurances Terms and Conditions available by calling 1300 150 300 and consider the appropriateness of that insurance in relation to your individual requirements.
# Up to 55 days interest free on purchases only applies if your Account is paid in full by the due date each month (including any balance transfers).

Features you expect. Service you deserve.

Macquarie Visa Gold Card

0%pa* on balance transfers for six months†

0%* on balance transfers for six months†

Earn one point per dollar spent, with no expiry^

Redeem points for flights on all major airlines, anywhere, any timeo

Complimentary insurance~