About Macquarie

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Macquarie Cash Management Account

A Government guaranteed bank account^†

The Macquarie Cash Management Account (CMA) is a bank account that is Government guaranteed for aggregate deposits of up to $1 million† and currently offers a higher rate of return than the Cash Management Trust (CMT) at 4.50p.a**.

The Macquarie CMA is a quality, secure cash hub that's easy to manage - with the visibility you need to monitor your cash position.

The Macquarie CMA lets you:

Manage and monitor your investment cash flow online
Write bank cheques
Pay bills using BPAY® or direct debit
Transfer funds electronically to nominated accounts
Overseas Telegraphic Transfers (RTGS)
Automate share trading settlements

The Macquarie CMA has most of the functionality offered by the Macquarie CMT but with a higher rate of return.

Minimum investment	$5000
Competitive interest rate	YES
No transaction fees	YES
At call access to cash	YES
Interest rate	Variable
Current interest rate value	4.50%pa**

Apply now

Please follow the steps below to apply for the Macquarie CMA. Please contact us on 1800 789 789 if we can assist you with your application.

How to apply

Read the Financial Services Guide
Read the Macquarie Cash Management Account Product Information Statement
Complete the Macquarie Cash Management Account Application form in the product information statement.
Ensure you complete any additional identification requirements
Collect additional documentation required outlined in your application
Write out cheque for investment amount made made payable to the full account name
Post application, documentation and cheque to Macquarie Bank. Postal Address:
Macquarie Private Wealth
GPO Box 4294
Sydney NSW 1164

What you’ll need

Proof of identity (outlined in your application)
Tax File Number (or exemption code)
Proof of nominated bank account
Additional documentation dependant on the type of account you are applying for (outlined in your application).
Access to a printer

Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice contained in this website and before making any investment decision we recommend that you consider whether it is appropriate to your situation and seek appropriate financial, taxation and legal advice. We recommend that you read our Financial Services Guide before deciding whether to obtain financial services from us. If an offer document is available for a product referred to on this site, you should read it before making any investment decision. Information on this website is intended for residents of Australia only.

Except for Macquarie Bank Limited ABN 46 008 583 542 (MBL), any Macquarie entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of MBL. MBL does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

*The Macquarie CMA interest rate is variable and the available rate is subject to change without notice. The rate will be adjusted to reflect any change in the RBA cash rate within one week of the change being announced by the RBA.

**The Australian Government has committed to maintaining the Retail Guarantee for aggregate deposits up to $A1 million for three years from 12 October 2008. The Retail Guarantee is the term we use to describe the Government’s guarantee under the Financial Claims Scheme, which covers aggregate retail cash deposits up to $A1 million held by any one account holder with Macquarie Bank Limited (MBL) without charge to MBL or the account holder.

Macquarie Private Wealth’s services are provided by Macquarie Equities Limited ABN 41 002 574 923 (“MEL”) participant of Australian Securities Exchange Group, Australian financial services licence No. 237504, 1 Shelley Street Sydney NSW 2000. MEL is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth), and MEL’s obligations do not represent deposits or other liabilities of Macquarie Bank Limited ABN 46 008 583 542 (MBL). MBL does not guarantee or otherwise provide assurance in respect of the obligations of MEL.

MEL may receive remuneration from the issue of the financial products referred to in this advice in the form of fees or commissions which are disclosed in more detail in MEL's Financial Services Guide and/or in the relevant product offer document. You should consider MEL’s FSG and/or the relevant product offer document before making any decision about whether to acquire a particular financial product.

The Macquarie Cash Management Account is issued by MBL. Fees and charges may be payable. Macquarie Private Wealth will be paid commission based on your average account balance each month at a percentage of 0.275% p.a. (GST inclusive). Commission is paid to advisers at no extra cost to you. Terms and conditions are set out in the Macquarie CMA Product Information Statement.