Credit cards

Approval is subject to Macquarie Card Services credit criteria. Terms and Conditions, fees and charges apply and are available upon request. Allow up to 10 working days to process your application.

Interest rates are variable, subject to change and to Macquarie Card Services credit criteria.

^ Up to $200,000 annually for Macquarie Visa Platinum cardholders, up to $130,000 annually for Macquarie Visa Gold cardholders. Rewards are subject to the Macquarie Bank Rewards Program Terms and Conditions. Reward points are not earned on cash advances or balance transfers.

+ 0%pa interest rate applies only to balances transferred with this offer at the time of application and from the date the account is approved. Minimum payments are required.

†Transferred balances will be repaid first. Discounted interest rate applies to the balance transferred for the first six months (for Macquarie Platinum Visa Cards, Macquarie Gold Visa Cards and Hilton Macquarie Platinum Cards), and for the first four months for the Macquarie Visa RateSaver Cards, from the date your account is approved, and then reverts to the standard variable interest rate for purchases after the promotional period.

∆ Overseas Travel Insurance, Interstate Flight Inconvenience Insurance, Transport Accident Insurance, Purchase Security Insurance and Extended Warranty Insurance are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFS Licence No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the Macquarie Bank Platinum Credit Card policy of insurance between Macquarie Bank Limited (ABN 46 008 583 542) (MBL) and ACE. This brochure doesn’t take into account your objectives, financial situation or needs. It is important for you to read Macquarie Credit Card Insurances Terms and Conditions available by calling 1300 150 300 and consider the appropriateness of that insurance in relation to your individual requirements.

°Up to 55 days interest free on purchases only applies if your Account is paid in full by the due date each month (including any balance transfers).