Applying for a Macquarie Credit Card
Macquarie Credit Card frequently asked questions
You're eligible to apply if you're an Australian resident, 18 years of age or over, earning a minimum taxable income of $50,000 per annum, with an Australian mailing address.
How do I apply for a Macquarie Credit Card?
You can apply on 1800 196 128, Monday to Friday between 8:30 am and 5:30pm or online.
To apply online now, use the links below for the credit card you wish to apply for.
What is a MAC ID?
A Macquarie Access Code (MAC) Identification Number identifies you as a Macquarie client and is used to access our self service banking facilities. If you are an existing Macquarie client then you will have already been issued with a MAC ID.
Can I apply if my previous address is an overseas address?
We require your current residential address to be an Australian address. Please provide details of your overseas address in the 'previous residential address' fields on your Application Form.
What is an ‘Additional Cardholder’?
An Additional Cardholder is any other person you authorise to make transactions on your account. They will be issued with their own Card and all transactions will be charged to your account.
To request an Additional Cardholder, please provide us with their details on the ‘Additional Cardholder’ section of your Application Form or complete an Additional Cardholder Request Form. The annual fees for an Additional cardholder are:
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Credit Card Type
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Additional cardholders annual fee
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Macquarie Visa RateSaver Card
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$10
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Macquarie Visa Gold Card
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$30
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Macquarie Visa Platinum Card
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Up to 4 free additional cardholders
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Hilton Macquarie Platinum Card
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$ 195
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Can I get a Card for my partner and children?
If they are 18 years of age or over, your partner or child may be eligible to apply for their own Card.
Alternatively, you can authorise your partner or a child of 16 years of age or over to be an Additional Cardholder on your account. Please provide us with their details on the ‘additional cardholder’ section of your Application Form or complete an Additional Cardholder Request Form.
Do Additional Cardholders receive the same Hilton benefits on the Hilton Macquarie Platinum Visa Card?
Yes, an Additional Cardholder will also receive 20% off all published accommodation rates, all room charges and food and beverages at Hilton bars and restaurants throughout Australasia*.
In addition, they will also receive a $99 stay at any Hilton Hotel in Australia** and 2 Guest Passes to give to friends or colleagues*.
I’m a franchisee – what do I put as my employment status?
Please select ‘self employed’.
How long does it take to receive my Card?
We make every effort to process applications within 10 working days. To assist us in processing your application quickly, please complete your Application Form in full.
How is my credit limit determined?
Your credit limit is determined by the information provided on the Application Form and in accordance with our credit policy. You will be notified of your credit limit if your application is approved.
Can I find out my limit before I apply?
No, you will be notified of this limit if your application is approved.
Can I apply for a higher credit limit?
After six months you can apply to have your credit limit increased. Additionally, we regularly review credit limits and will contact you to offer you an increased credit limit if you are eligible.
Can I apply for a business card?
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