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Home» Personal» Credit cards» Rewards» Macquarie Visa Gold Card

Macquarie Visa Gold Card

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Macquarie Visa Gold Card

> Apply now

Features & benefits
More information
Rewards
Brochures & forms
FAQs

Features and benefits

1 Reward point per dollar spent, with no expiry^{^}
A competitive interest rate⁺ of 20.95%pa on purchases and 21.95%pa on cash advances
Redeem your points on flights on all major airlines, anywhere, with no points expiry
Travel as you wish, with the global acceptance of Visa and range of complimentary insurances including Overseas Travel Insurance^∆
0% interest* on balances transferred from other credit cards for the first six months
Up to 55 days interest free on purchases°

More information

Financial flexibility - With up to 55 days interest free on purchases, you can count on your Card to help with your cashflow.
Balance transfer offer - Switch your balances from other credit cards to Macquarie Visa Gold Card and take advantage of great interest savings.
24 hour dedicated customer service - We are committed to delivering the highest level of service, and are always interested in any feedback that you may have. Our team of highly trained experts are available 24 hours a day, seven days a week.
Global acceptance - From Australia to Zambia, your Card is accepted in 200 countries, by over 29 million merchants, and at one million ATMs. You’ll never be lost for somewhere to use your Card.
Advanced security - Your Card provides advanced protection against criminal activity. You can purchase online with ease knowing that our online fraud protection provides 24/7 account monitoring. Cardholders are protected by Visa's Zero Liability policy and are not held liable for unauthorised purchases^X.
Macquarie Privileges Program - As a Macquarie Visa Gold cardholder, you can enjoy the benefits of the Macquarie Privileges Program, with significant discounts on premium services including wine products and airport lounge access membership.
Card Repayment Insurance (CRI) - provides a lump sum payment directly to your credit card if you die or become totally and permanently disabled. It can also provide a monthly payment to your credit card if you unexpectedly lose your job or are unable to work because of illness or injury. These benefits may help clear the balance owing on your card or assist with maintaining your minimum monthly repayments^^.
Secure Sentinel - Security is of prime concern to us at Macquarie. That’s why we have teamed up with Secure Sentinel, Australia’s leading provider of loss assistance and retrieval services, to offer Macquarie cardholders added peace of mind. Secure Sentinel’s unique membership service costs only $59 per year for an individual - a small price to pay for the extensive benefits it offers
Visa Entertainment - Macquarie Visa Gold cardholders are invited to enjoy the outstanding selection of offers available via Visa Entertainment. These opportunities for events, music, movies, theatre, books, home entertainment, DVDs and CDs have been facilitated by Visa's partnerships with some of the world's leading entertainment brands, such as Disney, Ticketek, Sony and Hoyts. For more information, visit visaentertainment.com.au

Rewards

Earning Reward points

You earn one Reward point per dollar spent^ on your Card, perfect for everyday spending. As a Macquarie Visa Gold cardholder you have access to a variety of Bonus Partners where you can earn up to 3 bonus points per dollar spent, accelerating your points balance even more.

Redeeming Reward points

You can redeem your points for rewards from our extensive range of hand-selected merchandise, gift cards, or flights, without points expiry. View the latest range.

You can check your points balance and redeem online, anytime, by logging on to MyRewards. You can also redeem over the phone by calling 1300 653 192, Monday to Friday, 9am to 5pm, EST.

Brochures and forms

From Direct Debit forms to Identity Theft Prevention Kits, below is a range of useful and informative documents to help you make the most of your Macquarie Card.

Forms

Useful guides

Frequently asked questions

Choose a topic and link through to find your question and answer:

Applying for a Macquarie Credit Card

Balance transfers

Using your Macquarie Credit Card

Interest rate and fees on Macquarie Credit Cards

Macquarie Credit Card Rewards Program

Macquarie Privileges Program

Insurance benefits

Security

Contactless technology

Access and PINs

Account management

Online maintenance

Additional cardholders

Macquarie Visa Gold Card

Enjoy the recognition

Macquarie Visa Gold Card

> Apply now

Contact us

Call Macquarie

1300 150 300

We'll call you

Request call

More contact details

Did you know?

Macquarie Visa Gold cardholders automatically receive complimentary insurances for eligible card purchases, including Overseas Travel Insurance and Extended Warranty Insurance^∆.

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Trade shares, CFDs and borrow to invest - Macquarie PRIME

Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice contained in this website and before making any investment decision we recommend that you consider whether it is appropriate to your situation and seek appropriate financial, taxation and legal advice. We recommend that you read our Financial Services Guide before deciding whether to obtain financial services from us. If an offer document is available for a product referred to on this site, you should read it before making any investment decision. Information on this website is intended for residents of Australia only.

Except for Macquarie Bank Limited (MBL) (Australian Credit Licence (ACL) 237502) ABN 46 008 583 542, any Macquarie entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of MBL. MBL does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

Approval is subject to Macquarie Card Services credit criteria. Terms and Conditions, fees and charges apply and are available upon request. Allow up to 10 working days to process your application.

+ Rates are variable and subject to change.

^ Up to $130,000 annually. Rewards are subject to the Macquarie Bank Rewards Program Terms and Conditions. Reward points are not earned on cash advances or balance transfers.

∆ For full details of the Overseas Travel Insurance, Interstate Flight Inconvenience Insurance, Transport Accident Insurance, Purchase Security Insurance and Extended Warranty Insurance, including the terms, conditions and exclusions, please refer to the Macquarie Credit Card Insurance Terms and Conditions and be aware of its various terms, conditions and exclusions.

* The 0% pa interest rate applies only to balances transferred with this offer from the date the account is approved. Minimum repayments are required. Transferred balances will be repaid first. Discounted interest rate applies to the balance transferred for the first 6 months from the date your account is approved, and then reverts to the standard variable interest rate for purchases. The standard variable rate is currently 20.95% pa for purchases, which is subject to change and Macquarie Card Services credit criteria.

× Unless there is provable evidence of Cardholder negligence, fraud or collusion. Excludes ATM cash disbursements.

Secure Sentinel membership is provided by Secure Sentinel Pty Ltd ABN 53 054 235 157 and is subject to the Terms and Conditions of Secure Sentinel. It is important for you to read Secure Sentinel membership terms and conditions available at www.securesentinel.com.au. Macquarie Bank Limited (ABN 46 008 583 542) is not liable or responsible for any guarantees, warranties or representations made by Secure Sentinel for the supply of Secure Sentinel membership.

*MyChoice Travel is operated by Pinpoint Travel Group Pty Ltd Lic No 2TA002974

°Up to 55 days interest free on purchases only applies if your Account is paid in full by the due date each month (including any balance transfers).

^^Macquarie Life Limited (Macquarie Life) ABN 56 003 963 773 AFSL 237 497 is the issuer of all the benefits of the CRI product other than Involuntary Unemployment, which is issued through St Andrew's Insurance (Australia) Pty Ltd ABN 89 075 044 656 AFSL 239 649 (St Andrew's.) Macquarie Life and St Andrew's jointly issue and are responsible for the Product Disclosure Statement (PDS). You can obtain a copy of the PDS by calling 1300 150 300.

St Andrew's is not an authorised deposit-taking institution for the purposes of the Banking Act (Cth) 1959 and its obligations do not represent deposits or other liabilities of Macquarie Bank Limited ABN 46 008 583 542. Macquarie Bank Limited does not guarantee or otherwise provide assurance in respect of the obligations of St Andrew's.

Sykes Financial Services Pty Limited (Sykes) ABN 115 290 893 AFSL 299 767 has prepared the Financial Services Guide (FSG) and is legally responsible for that part of the combined Product Disclosure Statement and Financial Services Guide.