Your choice of flexible Macquarie Rewards

Reward yourself with what you really want

With points that never expire, indulge in the wide choice of offers and experiences with Macquarie Rewards.

Macquarie Visa Platinum Card with Macquarie Rewards points

What does this credit card offer?

Macquarie Rewards points per $1 spent, with no expiry1
Up to
additional cardholders with no annual fee
0% pa
balance transfer for 9 months from card approval2

Your personal travel rewards booking service.

MyChoice Travel is the personal travel agent for Macquarie Platinum cardholders. Redeem Macquarie Reward points to pay for all or part of your travel bookings worldwide. Flights, accommodation, car hire, tours and more, MyChoice Travel has you covered.

Manage your cash flow.

Take advantage of up to 55 days interest free on purchases3.

Travel and purchase with confidence.

When you pay using your Macquarie Visa Platinum Card, you will receive:

  • Overseas Travel Insurance for you, your spouse and any dependent children
  • Interstate Flight Inconvenience Insurance to cover meals or clothing depending on delay
  • Extended Warranty Insurance on your purchases.

Find out more on insurance benefits.

Give your loved ones an annual fee-free credit card.

Choose up to 4 additional Macquarie Visa Platinum Cards for your family and friends.

As a Platinum cardholder, enjoy exclusive around-the-clock Visa Concierge service.

Whether it's organising a flight or tickets to a game, professional assistance is available whenever you want it.

Enjoy exclusive events like a star.

From sports to entertainment, enjoy front row seats at sought-after events with Visa Platinum Services, and gain access to exclusive offers on music, movies, theatre and home entertainment with Visa Entertainment.

Rates, fees, charges and benefits for this credit card:

  • $200 annual fee
  • Up to 4 additional cards, with no annual fee
  • 0% pa balance transfer for 9 months from card approval2
  • Up to 55 days interest free on purchases3
  • 20.70% pa standard interest rate on purchases
  • 21.95% pa standard interest rate on cash advances.

Fees are subject to change. Interest rates are variable, subject to change and Macquarie Card Services credit criteria. Other fees and charges apply. Eligible purchases are purchases of goods and services minus returns and other credits. Eligible purchases do not include fees or interest charges, balance transfers, cash advances or purchase of other cash equivalents or other restricted transactions. Eligible purchases include those made by the primary Cardholder and any additional Cardholders on the Card account.

Macquarie Rewards

Macquarie Rewards

Enjoy the indulgence of choice

$1 spent = 1.25 Macquarie Reward points1

$1 spent with MyChoice Travel = 3.25 Macquarie Reward5 points

Macquarie Rewards allows you to choose from an extensive range of travel bookings, gift cards, vouchers, experiences, entertainment and merchandise.

Calculate your reward earning potential

Monthly credit card spend

points pa


8,475 points

Eva Solo Tall Tumblers 4 piece set

10,950 points

Black & Decker 4.8V Wet & Dry Dustbuster Hand Vacuum

21,100 points

Apple TV

17,500 points

SK-II Pitera Essence Set

29,350 points

Karcher K2.180 High Pressure Cleaner

10,950 points

DeLonghi Nespresso Pixie plus Aeroccino

54,275 points

SwissGear Modena Black 3 piece set plus bonus makeup bag

63,875 points

BOSE QuietComfort® 15 Acoustic Noise Cancelling Headphones

86,225 points

Tefal Jamie Oliver 5 Piece Set

102,325 points

Dyson DC59 Animal Hand Stick Vacuum plus Dyson Cordless Tool Kit

125,525 points

Samsung UA40F5000 Series 5 40'' Full HD LED TV

133,100 points

Seiko Men's Coutura Watch

Is this the credit card for you?


To be eligible for the Macquarie Visa Platinum Card, you:

  • are 18 years old or over
  • are a permanent resident of Australia
  • have a good credit rating
  • must earn a minimum taxable income of $50,000 per annum.
First steps

To complete the application, you will also need details of your:

  • gross annual salary
  • monthly expenses
  • current employer (address and phone number)
  • accountant (if self-employed/retired)
  • Australian driver's licence number (if you have one).

Credit cards made easy

Need clarity on balance transfers, credit card rates and fees, security features, online account self-management or rewards programs?

Why choose Macquarie?

Experience our service
You can expect the highest standards of service that is informed, friendly, professional and reliable.
Discover a better way to bank
Access innovative financial solutions across our products to plan, build, manage and protect your wealth.
Create more opportunities
Our experts' knowledge, experience and skills create financial opportunities for you across local and global networks.

Macquarie Bank Limited ABN 46 008 583 542 AFSL & Australian Credit Licence 237502 (MBL). All applications are subject to Macquarie’s standard credit approval criteria.