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Home» Personal» Loans» Home loans

Home loans

Get more from your home loan with Macquarie

Macquarie has been helping Australians buy homes and investment properties for more than 20 years. Our broad experience in financial services means we understand your needs and what is important to you.

Whether you are buying your first home, looking to buy your next home or you are a property investor, Macquarie has a range of solutions designed to suit your needs.

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Submit an online enquiry and one of our dedicated mortgage specialists will be in touch shortly to discuss your home loan needs.

Our home loans

Product	Suitable for	Key features	Package options	Home loan interest rate
Macquarie Line of Credit A flexible solution with investor-friendly features	Borrowers looking for the flexibility to manage their home loan and investments through a single solution.	An award-winning loan⁺⁺, which is designed to make it easy for you to access the equity in your home loan to use for other purposes. Investor-friendly features like global borrowing limits and interest capitalisation are available.	Optimum package: Free annual variationº. Macquarie Visa Platinum Card**. $398 annual fee.	Package rate 6.20%^^##pa (6.56% pa comparison rate) SVR 7.06% pa (7.11% pa comparison rate)
Macquarie Classic A basic loan with no account management fees	First home buyers looking for a simple loan. Also suitable for investors looking for an investment loan held separately from their home loan.	All the basics you need in a home loan and more.	Optional Macquarie Visa RateSaver Card**.	Standard discounted rate 6.20%pa^^## (6.25% pa comparison rate) SVR 7.06% pa (7.11% pa comparison rate)
Macquarie Premium A fully transactional loan with 100% offset account	Borrowers looking for the efficiency of an offset, home loan and investment loans in a single solution.	You can pay off your loan sooner using a 100% offset account. Macquarie Premium is full of features to help you manage your loan.	Optimum package: Free annual variationº. Macquarie Visa Platinum Card**. $398 annual fee.	Package rate 6.20%^^##pa (6.56% pa comparison rate) SVR 7.06% pa (7.11% pa comparison rate)
Macquarie SMSF Property Loan A flexible loan solution for self managed super funds (SMSFs)	Borrowers who are seeking to purchase or refinance a residential investment property through their SMSF.	Competitive rates, various repayment options and the ability to make additional payments by the SMSF.	N/A	SVR 7.06%pa (7.11%pa comparison rate*)

Contact us

Service

1800 806 310

Speak to your
financial adviser

Sales

1800 245 555

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How much can you borrow?

See how your home loan repayments vary depending on interest rate and loan term. How much can you borrow?

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Finding the right home loan

Find the home loan that matches your needs.

We move mountains to find you the right mortgage - Macquarie Private Wealth

Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice contained in this website and before making any investment decision we recommend that you consider whether it is appropriate to your situation and seek appropriate financial, taxation and legal advice. We recommend that you read our Financial Services Guide before deciding whether to obtain financial services from us. If an offer document is available for a product referred to on this site, you should read it before making any investment decision. Information on this website is intended for residents of Australia only.

Except for Macquarie Bank Limited (MBL) (Australian Credit Licence (ACL) 237502) ABN 46 008 583 542, any Macquarie entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of MBL. MBL does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

All applications are subject to Macquarie Bank Limited’s normal credit approval criteria. Full terms, conditions and schedule of fees are set out in the relevant loan contracts. Terms and conditions, including fees and charges, may be varied or introduced in the future. Fees, charges and government taxes may be payable.

^{^}Rates are current as at 9 May 2012 and subject to change. Available on new home loan lodgements only. Excludes Options. To be eligible for the discount on Optimum loans, you must: 1. apply for a package loan; 2.apply and be approved for a Macquarie Visa Platinum card and activate your Macquarie Visa Platinum Card within 60 days of settlement of your loan. To continue receiving the 0.91% discount you must keep your Macquarie Visa Platinum card open for the life of the loan. If you close your Macquarie Visa Platinum card before expiry or termination of your loan, the interest rate on your loan will revert to the current standard variable rate.

^*Comparison rate based on a $150,000 loan amount over 25 years. WARNING: This rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^**Approval is subject to Macquarie Card Services credit criteria. Terms and conditions, fees and charges apply and are available on request. Your credit card will be made available shortly after settlement of your mortgage. Macquarie Card Services is a division of Macquarie Bank Limited which provides and administers credit. Existing Macquarie credit card holders will retain their existing cards, and these cards will be linked to the package with the card annual fee waived.

^ºOne general consent fee associated with a variation waived per year. Year refers to anniversary of settlement.

^##Applicable to interest only loans with a loan to value ratio equal to, or less than, 75% and principal and interest loans with a loan to value ratio equal to, or less than, 80%.