Macquarie 100% Investment Loan

Features and benefits

The Macquarie 100% Investment Loan gives you access to unique investment opportunities without having to contribute any initial capital. Macquarie will lend you up to 100% of your investment amount - and the investment is the only security required for the loan.

• The only scheduled payment you make during the loan term is interest
• No margin calls or scheduled principal repayments required until maturity
• Your choice of interest rates and payment options
• You can borrow the prepayment of interest
• Benefit from potential tax efficiencies

More information

• The only scheduled payment you make during the loan term is interest.
• You can however make loan repayments at any time you wish, except where the interest rate is fixed.
• There are no margin calls or scheduled  principal repayments required until maturity

Provided you meet your interest payments, early maturity does not occur and you do not redeem your investment.

• You have a choice of interest rates and payment options.

Choose from variable or fixed interest rates, payable monthly in arrears, or annually in advance.

• If you elect to fix the interest rate, you have the ability to borrow the interest prepayment amount through an Interest Prepayment Loan.
• You may benefit from potential tax efficiencies.
• This will depend on the specifics of the investment you purchase with the loan funds, as well as your own personal taxation circumstances.

Current investments

The Macquarie 100% Investment Loan gives you access to a range of unique investment opportunities. Information about investments that are currently available, are linked to below.

There are no investments currently available.

Brochures and forms

• Macquarie 100% Investment Loan brochure

Frequently asked questions

Are the terms of the Macquarie 100% Investment Loan the same for all underlying investments?

Why does Macquarie ask for a Statement of Position (SOP) if the underlying investment is protected?

Is the Interest Prepayment Loan available with the Macquarie 100% Investment Loan?

What information will I receive during the term of my investment?

What happens at the end of the loan term?

What happens if I want to exit the investment early?

Risks

Key risks of the Macquarie 100% Investment Loan include:

• Borrowing to invest - in order for you to break even at maturity, your units in the Underlying Investment acquired with a Macquarie 100% Investment Loan will need to have produced income and growth in excess of your interest payments and other costs (excluding taxation considerations and the time value of money).
• Full Recourse Borrowing - you are obliged to make ongoing interest payments and pay the Macquarie 100% Investment Loan repayment at maturity and repay the Interest Prepayment Loan (if applicable), regardless of the performance, level of distributions or the return on any investment in units in the Underlying Investment.
• Early Unwind or Repayment of your Macquarie 100% Investment Loan - your Macquarie 100% Investment Loan and Interest Prepayment Loan will become immediately repayable in certain circumstances.
• Illiquid Underlying Investment - additional considerations apply if you take out a Macquarie 100% Investment Loan and Interest Payment Loan to invest in an Underlying Investment which is designed to be held until maturity or is illiquid.
• The Macquarie 100% Investment Loan brochure sets out further information about risks.  You should read the brochure (and any updates) before making an investment decision.