Manage your cash with confidence

What does the Macquarie Cash Management Account (CMA) offer?

Flexibility

Manage all your investments from one cash hub

SMSF ready

Simplify your self managed super fund accounting and tax returns

No ongoing fees

No account-keeping fees
No management fees

The Macquarie CMA links seamlessly to Macquarie Online Trading allowing you to make the most of emerging opportunities.

With a Macquarie CMA your money is never idle. Boost your savings with a healthy 2.50% pa1 variable interest rate, calculated daily and paid monthly.

Our range of insights and tools is backed by a specialist team who provide efficient and friendly service online or over the phone.

You can complete an online application with electronic verification in minutes, or download and fill out an application form.

The Australian Government guarantees aggregated deposits with Macquarie Bank of up to $A250,000.

The Macquarie CMA puts 10 years of statements at your fingertips. Its detailed reporting features – created for you and your financial services professional – greatly simplify super fund accounting, tax returns and end-of-year financial reporting.

 

How a Macquarie CMA could benefit you

SMSF trustee

The chosen cash hub for 1 in 4 SMSFs3

By using a Macquarie CMA as your SMSF cash hub, you and your financial services professional can streamline your super fund accounting, as well as tax returns, auditing and end-of-financial-year reporting. Macquarie also offers an electronic message service to meet SuperStream reforms.

Learn more about SMSFs
Online trader

Fast access to your capital

Act on trading opportunities immediately with Macquarie Online Trading, using cash from your Macquarie CMA so no time is lost making an account transfer.

Learn more about online trading
Investor

Manage your investments

Effortlessly manage and track the movement of money in and out of your Macquarie CMA, with the option of adding detailed narratives to help keep comprehensive records of income and profits. Designed for you to take control of cash flow.

Learn more about cash flow

Is this the cash management account for me?


Our fast online application with electronic verification means it has never been easier for you to open a Macquarie CMA.
You can apply online if you:
  • are 18 years of age or over
  • have a valid email address
  • are an Australian resident.
Don't want to apply online?
Download the Product Information Statement and Further Information Booklet. You will also need to provide an identification form.
What's next?
Electronic verification means that, in most cases, we won't need any paperwork to open your account4. Our application also uses electronic signatures so you can deposit funds and start to manage your cash flow with a Macquarie CMA immediately.

You can effectively manage and administer your SMSF, access detailed reporting with the option of adding narratives, and make payments with our flexible options including funds transfers, BPAY®, nominated account transfers and more.

Also you can automatically transfer your salary or dividend income, and set-up your direct debits and periodic payments to effectively manage cash flow.

Would you like to know more?


Visit our Expertise section for frequently asked questions and more information on effective cash management.

Why choose Macquarie?


Quality service
Our service is informed, friendly, professional and reliable.
A better way to bank
Discover innovative financial solutions across our products to plan, build, manage and protect your wealth.
More opportunities
Our experts create financial opportunities for you across local and global networks.

Information on Macquarie SMSF property loans are prepared by Macquarie Securitisation Limited (MSL) Australian Credit Licence 237863 ACN 003 297 336. All applications are subject to Macquarie’s standard credit approval criteria. 

All other information has been prepared by Macquarie Bank Limited (MBL) (AFSL and Australian Credit Licence 237502) ABN 16 003 297 336 and does not take into account your objectives, financial situation or needs.