About Macquarie

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Home» Personal» Savings accounts» Cash management» Macquarie Cash Management Account

Savings accounts

Macquarie Cash Management Account

Conduct your financial affairs with confidence

Apply now or Request a call

Features & benefits
Brochures & forms
FAQs

Features and benefits

Diagram illustrating functionality of CMA cash hub

SMSF-ready: can be used as a cash hub for a self-managed super fund (SMSF), simplifying super fund accounting, tax returns and end of year auditing. The Macquarie CMA is the chosen cash hub for one in every four SMSFs**
Competitive interest rate: a variable interest rate - calculated daily, paid monthly
Easy to apply: secure and fast online application with electronic verification.
Personalised service: our specialist team are renowned for their efficient, friendly service and product knowledge.
No ongoing fees: no monthly account-keeping or management fees
Flexibility: easy access to your cash via online or phone banking, cheque book facility and Bpay®
Visibility: access 10 years of statements online showing income, contributions, dividends, distributions, pension payments, expenses and asset purchases or sales
Security: covered by the retail Government Guarantee^ for aggregate deposits held with Macquarie Bank of up to $A250,000

Brochures and forms

Macquarie CMA Product Information Statement

Identification forms

The identification form varies on the type of account you are opening. Please select the relevant identification form from the list below.

Account type	identification form(s)
Individual, Joint, Sole Trader, Deceased Estate or investing for a child under the age of 18	Incorporated into the Macquarie CMA Application Form in the Macquarie CMA Product Information Statement
Non Corporate Trust or Superannuation Fund	Trust identification form
Corporate Trust or Superannuation Fund	Trust identification form Australian Company identification form Foreign Company identification form
Australian Company	Australian Company identification form
Registered Co-operative	Registered Co-operative identification form
Association	Associations identification form
Partnership	Partnership identification form
Government Body	Government Body identification form

Frequently asked questions

About Macquarie

What is Macquarie's expertise with cash products?

Macquarie has been a leader in cash management for three decades. Its cash management solutions are used by more than 400,000 investors and more than 10,000 financial services professionals.

Macquarie has built this position through exceptional service and innovative features and functionality.

Security of your cash investments

How secure is Macquarie?

The Macquarie CMA is a deposit with Macquarie Bank Limited (ABN 46 008 583 542) (Macquarie Bank) and is eligible for coverage under the Financial Claims Scheme (FCS) (commonly referred to as the Australian Government deposit guarantee).

The FCS has been established by the Australian Government to provide depositors with locally incorporated Authorised Deposit-taking Institutions (ADIs) (such as Macquarie Bank) a guarantee on deposits.

Further information about the FCS can be obtained from the APRA website at www.apra.gov.au and the APRA hotline on 1300 558 849 (or +61 2 9210 3480 if calling from overseas).

Macquarie Cash Management Account

Will my money be locked away for a specific term?

No. You can access your funds at anytime.

Are there fees for opening a Macquarie CMA?

There are no account opening fees or online transaction fees.

More information about fees can be found in the Macquarie CMA Product Information Statement.

How do I open a Macquarie CMA ?

You can apply online with electronic verification. This application process is simple, fast and convenient.

Alternatively, you can complete the application form contained in the Macquarie CMA Product Information Statement.

Why is the Macquarie Cash Management Account and/or the Macquarie Bank Term Deposit online application not displaying correctly?

The Macquarie Cash Management Account and Macquarie Bank Term Deposit online application is compatible with Internet Explorer 7 and 8, Firefox and Chrome internet browsers.

If you are using Internet Explorer 6, you may experience some issues with how the application displays but it will not affect your application. Continue to complete your application and we will be in contact if any additional information is required.

How do I check if I have Internet Explorer 6?

On your browser, click 'Help' and select 'About Internet Explorer.'

This will indicate which version of Internet Explorer you are using.

Why do I need to complete an identification form?

The Anti-Money Laundering and Counter-Terrorism Financing Act 2006 requires the collection and verification of specific information from clients.

When do I need to provide an identification form?

You must supply an identification form unless you are an existing active Macquarie account holder.

We may require further information from you from time to time in order to meet our obligations under AML/CTF Laws and/or Macquarie’s internal policies and procedures.

How do I get my identification forms certified?

A certified copy is a document that has been certified as a true and accurate copy of the original document.

This can be done by approaching one of the authorised certifiers below. The authorised person should also print their name and position and if possible affix an official stamp.

Legal Practitioner
Judge of a Court
Magistrate
CEO of a Commonwealth Court
Registrar or Deputy Registrar of a Court
Justice of the Peace
Notary Public
Police Officer
Agent of Australia Post
Australian Consular or Diplomatic Officer
Officer of Financial Institution (min. two yrs)
Australia Post Employee (min. two yrs)
Finance Company Officer (min. two yrs)
Officer or Authorised Representative of Australian Financial Services Licensee (min. two yrs)
Member of the Institute of Chartered Accountants, CPA Australia or the National Institute of Accountants (min. two yrs membership)

Macquarie Cash Management Account

Conduct your financial affairs with confidence

Apply now or Request a call

Contact us

Service

1800 806 310

Sales

1800 245 555

or speak to your
financial adviser

More contact details

Term deposit calculator

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Why does good cashflow matter?

Cashflow management is crucial to successful wealth building strategies.

Looking for advice?

You can access a wide range of cash investments sourced from leading providers through Macquarie Private Wealth.

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Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice contained in this website and before making any investment decision we recommend that you consider whether it is appropriate to your situation and seek appropriate financial, taxation and legal advice. We recommend that you read our Financial Services Guide before deciding whether to obtain financial services from us. If an offer document is available for a product referred to on this site, you should read it before making any investment decision. Information on this website is intended for residents of Australia only.

Except for Macquarie Bank Limited (MBL) (Australian Credit Licence (ACL) 237502) ABN 46 008 583 542, any Macquarie entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of MBL. MBL does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

The Macquarie Cash Management Account is a deposit account provided by Macquarie Bank Limited ABN 46 008 583 542, Australian financial services license no. 237502 (MBL). Fees and charges may be payable. Terms and conditions are available upon request.

^*The Macquarie Cash Management Account interest rate is variable and subject to change without notice.

^**Source: Macquarie Bank Limited data, ATO Self-Managed Super Fund Statistical Report.

^{^}In September 2011 the Australian Government announced a number of changes to the Financial Claims Scheme (Government Guarantee). From 1 February 2012, a permanent guarantee cap of $250,000 per account holder per institution will be introduced, subject to the continued advice of financial regulators that this remains appropriate. Further information about the Government Guarantee can also be obtained from the APRA website at www.apra.gov.au and the APRA hotline on 1300 558 849.

^#Cash back redemption option is only available if you have a Macquarie Cash Management Account or Macquarie Cash XL (“Macquarie Account”). Upon redemption cash will be deposited to your Macquarie Account within 15 days of receiving the redemption request. Macquarie Reward points do not have any monetary value and are not transferable. See macquariebankrewards.com.au for more details.