Our car loans reward good borrowers with competitive rates. A larger deposit means a lower loan to value ratio (LVR) and rate. If you're looking at a new car and own property in your own name, you could get an even more competitive rate.
|Loan to value ratio (LVR)||Interest rate||Comparison rate‡|
|≤ 90||3.35% pa||5.34% pa|
|> 90 – 110||3.95% pa||5.94% pa|
|> 110 - 130||4.35% pa||6.34% pa|
Rates are for new loans and are subject to change. Rates displayed are fixed.
For personal use car loans, where the loan term is greater than 60 months, an additional 1.00% applies to the displayed rate. This does not apply to electric car loans.