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Discover your rate

Visit our rates page to learn more.

Fewer steps, more help

Our dedicated car-buying and car loan specialists will help find your car, offer flexible finance solutions and negotiate the car price for you.

Personal service

We'll discuss your budget and talk you through your finance options so you can buy with confidence.

Business use car loan rates

Select from the options below to filter car loan interest rates for petrol and diesel vehicles.

Fixed rates - Property owner

Our business use car loan is suitable for individuals, partnerships or companies where the car will be used predominantly for business purposes. Property ownership can be applicable to the borrowing entity or its directors.

 

New vehicle

Loan to value ratio (LVR)Interest rate
≤ 908.05% p.a.
> 90 – 1108.50% p.a.
> 110 - 1308.90% p.a.

 

Rates are for new loans and are subject to change. Rates displayed are fixed.

What is an LVR?

New vehicle

Loan to value ratio (LVR)Interest rate
≤ 908.05% p.a.
> 90 – 1108.50% p.a.
> 110 - 1308.90% p.a.

 

Rates are for new loans and are subject to change. Rates displayed are fixed.

What is an LVR?

Used vehicle (2-3 years old)

Loan to value ratio (LVR)Interest rate
≤ 908.50% p.a.
> 90 – 1109.05% p.a.
> 110 - 1309.35% p.a.

 

Rates are for new loans and are subject to change. Rates displayed are fixed.

What is an LVR?

Used vehicle (4+ years old)

Loan to value ratio (LVR)Interest rate
≤ 908.80% p.a.
> 90 – 1109.35% p.a.
> 110 - 1309.65% p.a.

 

Rates are for new loans and are subject to change. Rates displayed are fixed.

What is an LVR?

Fixed rates - Non-property owner

 

New vehicle

Loan to value ratio (LVR)Interest rate
≤ 908.60% p.a.
> 90 – 1109.20% p.a.
> 110 - 1309.50% p.a.

 

Rates are for new loans and are subject to change. Rates displayed are fixed.

What is an LVR?

New vehicle

Loan to value ratio (LVR)Interest rate
≤ 908.60% p.a.
> 90 – 1109.20% p.a.
> 110 - 1309.50% p.a.

 

Rates are for new loans and are subject to change. Rates displayed are fixed.

What is an LVR?

Used vehicle (2-3 years old)

Loan to value ratio (LVR)Interest rate
≤ 909.55% p.a.
> 90 – 11010.15% p.a.
> 110 - 13010.90% p.a.

 

Rates are for new loans and are subject to change. Rates displayed are fixed.

What is an LVR?

Used vehicle (4+ years old)

Loan to value ratio (LVR)Interest rate
≤ 9010.10% p.a.
> 90 – 11010.70% p.a.
> 110 - 13011.45% p.a.

 

Rates are for new loans and are subject to change. Rates displayed are fixed.

What is an LVR?

Electric vehicle calculator icon

Considering an electric vehicle?

Looking to buy a new car and not sure if an electric vehicle is right for you? Compare the cost of owning an electric vehicle with a petrol/diesel/hybrid vehicle using our calculator.

Macquarie Vehicle Select1

You could save thousands on your next vehicle purchase.

Take the stress out of negotiating with Macquarie Vehicle Select1 our complimentary service to help you buy a car. Our experienced team of car buying specialists can negotiate on your behalf, book test drives and get your trade-in valued. Depending on where you live, we may even be able to deliver your new car, fuelled up and ready to go.

 

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Upgrading or refinancing

Existing customer? Consider an upgrade or refinance

Existing customer? Consider an upgrade or refinance

  • Don't want to pay out your contract all at once? You may be able to refinance your existing loan with us and keep your current repayment schedule2.
  • Or, if you're looking to upgrade, we'll help you finalise your existing loan and assist you into your new car2.
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Existing customers

Manage your account online

Manage your account online

  • You can access and manage your car loan account details online anytime, anywhere​
  • Manage upcoming payments, request documents and update your details​
  • Have a question? Find answers to a wide range of frequently asked questions online by using our Help Centre
A person in a suit in a car with their hand with a watch and ring on holding onto the gear shifter of a car.

How to apply

Give us a call on 1800 100 152 to speak with a car loan specialist or make an enquiry via the button below.

Apply if you

  • are 18 years old or over,
  • are a permanent resident of Australia

What's next?

  • After you submit your online enquiry, we'll be in touch to provide an indicative quote and we can proceed with your application over the phone.
  • As your application progresses, you'll be kept up to date with email notifications and calls from your dedicated car loan specialist.

Car loans for your business needs

If you're thinking about buying a car, talk to one of our car loan specialists about our flexible car loan options.

 

Thank you for your enquiry, we'll be in contact with you soon.

Sorry, looks like there was an issue submitting your request, please phone us.

Request a call for a business car loan

If you're financing a car, request a call or contact us on 1800 100 152 Monday to Friday 9am - 5pm (Sydney time).

Looking for a tailored quote and want to get an answer fast, continue to apply online.

Finance details
We have a dedicated team of specialists who can help you find the right car. If you already have one in mind, please let us know the details about make, model, variant, colour, accessories, factory options.
Business details
Contact details

By submitting this enquiry, I acknowledge that I have read the Macquarie Group privacy policy, and understand that Macquarie will use my personal information to contact me in relation to my enquiry, and for other general marketing purposes.

You can change your marketing preferences by telephoning Macquarie on 1800 806 310 or customising your preferences with the unsubscribe link included in our marketing communications. Please note that all of our calls are recorded. If you do not want your call to be recorded, please advise the Macquarie staff member.

 

Discover our products

New finance enquiries

Submit an enquiry using the request a call form above

Manage your account online

View and manage your car loan online here

Help and support

Visit our online Help Centre.

Additional information

For all applications submitted from 06 December 2022 Personal Use Car Loans originated directly with Macquarie (and not through a broker) are provided by Macquarie Bank Limited ABN 46 008 583 542 Australian Credit Licence 237502 (‘Macquarie Bank’). All other car and asset loan products and leases are provided by Macquarie Leasing Pty Ltd ABN 38 002 674 982 Australian Credit Licence 394925 (‘Macquarie Leasing’). Please refer to your loan agreement or lease, once available, for your credit provider or lessor. ​All applications are subject to the satisfaction of approval criteria. Terms, conditions, fees and charges apply.

​Car sourcing and related services are provided by Macquarie Leasing. Information on this page does not take into account your objectives, financial situation or needs and does not constitute an offer capable of acceptance. All applications are subject to the satisfaction of approval criteria. Terms, conditions, fees and charges apply.

1

Macquarie Vehicle Select (“MVS”) is a registered business name of Macquarie Leasing. Use of MVS does not guarantee finance will be provided by Macquarie Leasing or Macquarie Bank. Vehicle sourcing is independent of any application for credit.

2

Loan applications, refinances and balloon amounts are subject to credit assessment.