Young woman is talking to a bearded sales manager while choosing a car in dealership. Car is in focus and people are blurred in background.

8 essential steps in buying a car

Unless you have the cash up front to pay for a new car, you’ll require financing of some kind. Know what your limit is and seek a pre-approval so that you’ll have confidence when negotiating on price...or let the team at Macquarie Vehicle Select do the negotiating for you.

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Want to see what your rate and repayments could be?

Get a tailored quote in 60 seconds to discover your indicative rate and see your repayments.

Macquarie Vehicle Select —

Macquarie Vehicle Select1 customers save an average of 11% on the RRP of their vehicles2.

Car-buying service

Don’t like negotiating? We can do it for you

Don’t like negotiating? We can do it for you

  • Take the stress out of negotiating with Macquarie Vehicle Select1 our complimentary service to help you buy a car.
  • Our experienced team of car buying specialists can negotiate on your behalf, book test drives and get your trade-in valued. Depending on where you live, we may even be able to deliver your new car, fuelled up and ready to go.
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Upgrading or refinancing

Existing customer? Consider an upgrade or refinance

Existing customer? Consider an upgrade or refinance

  • Don't want to pay out your contract all at once? You may be able to refinance your existing loan with us and keep your current repayment schedule3 if your final payment exceeds $5,000.
  • Or, if you're looking to upgrade, we'll help you finalise your existing loan and assist you into your new car3.
Two men in a car driving during the day, the picture is taken from behind them.
Existing customers

Manage your account online

Manage your account online

  • With YourLease, you can access and manage your car loan account details online anytime, anywhere.
  • Log into YourLease to get your payout figure, manage upcoming payments, request documents and update your details.
  • Alternatively, you can make an account enquiry online.
A person in a suit in a car with their hand with a watch and ring on holding onto the gear shifter of a car.

How to apply

You can get a tailored indicative quote in 60 seconds or give us a call on 1800 100 152 to speak with a finance specialist.

Apply if you

  • are 18 years old or over,
  • are a permanent resident of Australia

What's next?

  • After you submit your indicative quote, you can proceed with an online application.
  • As your application progresses, you'll be kept up to date with email notifications and calls from your dedicated finance specialist.

Additional information

Asset finance, car sourcing and related services are provided by Macquarie Leasing Pty Ltd ABN 38 002 674 982 Australian Credit Licence 394925 (Macquarie Leasing). Information on this page does not take into account your objectives, financial situation or needs and does not constitute an offer capable of acceptance. All applications are subject to the satisfaction of approval criteria. Terms, conditions, fees and charges apply.


Use of Macquarie Vehicle Select (MVS) does not guarantee finance will be provided by Macquarie Leasing. Vehicle sourcing is independent of any application for credit. Commission may be paid by Macquarie Leasing to, or received by Macquarie Leasing from, the dealer we source the vehicle from.


Average savings percentage was calculated based on the difference between the recommended retail price for a specific vehicle compared to the price sourced by MVS for MVS customers since 01/10/2019, as at 31/12/2019. Any savings achieved may be affected by various factors, including, among others, buyer type, vehicle specifications, stock availability, location, manufacturer specials and timing.


Loan applications, refinances and balloon amounts are subject to credit assessment.