Young woman is talking to a bearded sales manager while choosing a car in dealership. Car is in focus and people are blurred in background.

8 essential steps in buying a car

Unless you have the cash up front to pay for a new car, you’ll require financing of some kind. Know what your limit is and seek a pre-approval so that you’ll have confidence when negotiating on price...or let the team at Macquarie Vehicle Select do the negotiating for you.

You could save thousands on your next vehicle purchase. Ask Macquarie Vehicle Select.1

Car-buying service

Don’t like negotiating? We can do it for you

Don’t like negotiating? We can do it for you

  • Take the stress out of negotiating with Macquarie Vehicle Select1 our complimentary service to help you buy a car.
  • Our experienced team of car buying specialists can negotiate on your behalf, book test drives and get your trade-in valued. Depending on where you live, we may even be able to deliver your new car, fuelled up and ready to go.
A male and female colleague looking at a tablet in a well lit office.
Upgrading or refinancing

Existing customer? Consider an upgrade or refinance

Existing customer? Consider an upgrade or refinance

  • Don't want to pay out your contract all at once? You may be able to refinance your existing loan with us and keep your current repayment schedule2 if your final payment exceeds $5,000.
  • Or, if you're looking to upgrade, we'll help you finalise your existing loan and assist you into your new car2.
Two men in a car driving during the day, the picture is taken from behind them.
Existing customers

Manage your account online

Manage your account online

  • You can access and manage your car loan account details online anytime, anywhere​
  • Manage upcoming payments, request documents and update your details​
  • Have a question? Find answers to a wide range of frequently asked questions online by using our Help Centre
A person in a suit in a car with their hand with a watch and ring on holding onto the gear shifter of a car.

How to apply

Give us a call on 1800 100 152 to speak with a car loan specialist or make an enquiry via the button below.

Apply if you

  • are 18 years old or over,
  • are a permanent resident of Australia

What's next?

  • After you submit your online enquiry, we'll be in touch to provide an indicative quote and we can proceed with your application over the phone.
  • As your application progresses, you'll be kept up to date with email notifications and calls from your dedicated car loan specialist.

Additional information

For all applications submitted from 18 August 2022 Personal Use Car Loans without a balloon payment originated directly with Macquarie (and not through a broker) are provided by Macquarie Bank Limited ABN 46 008 583 542 Australian Credit Licence 237502 (‘Macquarie Bank’). All other car and asset loan products and leases are provided by Macquarie Leasing Pty Ltd ABN 38 002 674 982 Australian Credit Licence 394925 (‘Macquarie Leasing’). Please refer to your loan agreement or lease, once available, for your credit provider or lessor. ​All applications are subject to the satisfaction of approval criteria. Terms, conditions, fees and charges apply.

​Car sourcing and related services are provided by Macquarie Leasing. Information on this page does not take into account your objectives, financial situation or needs and does not constitute an offer capable of acceptance. All applications are subject to the satisfaction of approval criteria. Terms, conditions, fees and charges apply.


Macquarie Vehicle Select (“MVS”) is a registered business name of Macquarie Leasing. Use of MVS does not guarantee finance will be provided by Macquarie Leasing or Macquarie Bank. Vehicle sourcing is independent of any application for credit.


Loan applications, refinances and balloon amounts are subject to credit assessment.