A woman sits on the open trunk/boot of her car having a drink of water and looking out into the expanse in front of her.

What you need to know before buying a used car

On most car sale sites you can choose to search for cars from dealers or by private sale. Many car buyers believe they can get a better deal at a private car sale than through a dealer, however there is more to consider than just the price.

Private car sales

Buying from a private seller? We can get you on the road, sooner

Buying from a private seller? We can get you on the road, sooner

In most cases, private-sale financing will require a physical inspection of the car. Macquarie allows you to utilise a service for digital inspection of the vehicle, so you can hit the road sooner.

A male and female colleague looking at a tablet in a well lit office.
Upgrading or refinancing

Existing customer? Consider an upgrade or refinance

Existing customer? Consider an upgrade or refinance

  • Don't want to pay out your contract all at once? You may be able to refinance your existing loan with us and keep your current repayment schedule1 if your final payment exceeds $5,000.
  • Or, if you're looking to upgrade, we'll help you finalise your existing loan and assist you into your new car1.
Two men in a car driving during the day, the picture is taken from behind them.
Existing customers

Manage your account online

Manage your account online

  • With YourLease, you can access and manage your car loan account details online anytime, anywhere.
  • Log into YourLease to get your payout figure, manage upcoming payments, request documents and update your details.
  • Alternatively, you can make an account enquiry online.
A person in a suit in a car with their hand with a watch and ring on holding onto the gear shifter of a car.

How to apply

Give us a call on 1800 100 152 to speak with a finance specialist or make an enquiry via the button below.

Apply if you

  • are 18 years old or over,
  • are a permanent resident of Australia

What's next?

  • After you submit your online enquiry, we'll be in touch to provide an indicative quote and we can proceed with your application over the phone.
  • As your application progresses, you'll be kept up to date with email notifications and calls from your dedicated finance specialist.

Additional information

Asset finance, car sourcing and related services are provided by Macquarie Leasing Pty Ltd ABN 38 002 674 982 Australian Credit Licence 394925 (Macquarie Leasing). Information on this page does not take into account your objectives, financial situation or needs and does not constitute an offer capable of acceptance. All applications are subject to the satisfaction of approval criteria. Terms, conditions, fees and charges apply.


Loan applications, refinances and balloon amounts are subject to credit assessment.