We may refuse your request to create a PayID for the following reasons:
- your selected PayID (for example your mobile number) is already registered at another bank
- you don’t hold any eligible Macquarie accounts that can be linked to your PayID
- we haven’t completed verifying your identity
- we’re not satisfied that you own or are authorised to use the PayID
- we reasonably suspect that the PayID is or has been or will be used for a fraudulent purpose; or
- we’re required to do so by law or the operator of the NPP.
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