A loan to value ratio (LVR) measures the value of a car against the loan amount being financed. The ratio is calculated by dividing the loan amount financed by a car’s value.

The LVR is factored into the rate you’re quoted and is based on the following categories:
  1. <90% LVR – borrowing less than 90% of the value of the car
  2. 90 – 110% LVR – borrowing between 90 and 110% of the value of the car
  3. 110 – 130% LVR – borrowing between 110 and 130% of the value of the car
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Unless stated otherwise, this information is provided by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Finance is subject to our credit approval criteria. Terms and conditions apply and may change without notice.

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