Basic home loan rates from
Offset home loan rates from
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If you're thinking about buying a property, talk to one of our home loan specialists about our flexible home loan options.
Apply for our credit card as part of your home loan package to earn Macquarie reward points. If you add a transaction account~ you’ll also get access to ongoing discounts of up to 10% on a wide range of eGift cards with Macquarie Marketplace.
Our offset home loan package gives you a flexible loan structure and great rate. It includes a credit card and transaction account~ so you can get more than just a home loan.
Need to move quickly? With a straightforward application process and faster turnaround times, you can enjoy peace of mind knowing you’ll get a timely response on the status of your loan.
We know applying for a home loan can be stressful, that’s why we keep you up to date with emails and calls from your dedicated home loan specialist. If you have any questions along the way, our team is there to help you find the right home loan to suit your circumstances.
To find your rate, please select one of the below sections relevant to you. Rates are for new loans and are subject to change.
|≤ 60%||2.34% pa||2.34% pa||2.34% pa||2.62% pa|
|≤ 70%||2.39% pa||2.39% pa||2.39% pa||2.67% pa|
|≤ 80%||2.49% pa||2.49% pa||2.49% pa||2.76% pa|
|≤ 90%||2.89% pa||2.89% pa||2.89% pa||3.16% pa|
|≤ 95%||3.21% pa||3.21% pa||3.21% pa||3.47% pa|
"Choosing a better home loan with Macquarie was easy."
This information is provided by Macquarie Bank Australian Credit Licence 237502 and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.
The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Rate applies for new loans when you borrow up to 60% of the property value with a principal and interest repayment variable rate loan. Subject to change without notice.
Our cards are 5-star Canstar rated for Outstanding Value Travel Credit Card and Outstanding Value Travel Debit Card for 2019/2020.
Information and interest rates are current as at 12 May 2021 for new loans only and are subject to change.
Our digital banking platforms have been awarded Mozo Experts Choice 2020 in the Internet banking category and Mozo Experts Choice 2020 in the Excellent digital app category for 2019/2020.
Open up to 10 offset accounts per loan account if you have an individual or joint borrower home loan. Company and trust borrowers can open up to 4 offset accounts which must be opened at application.