Welcome to the home of good borrowers

As a good borrower, you understand what it means to borrow to get ahead in life. You want to build wealth in your home but also have the freedom to enjoy the things that matter.

It’s time to be rewarded

At Macquarie we reward good borrowers for their good financial habits with flexible loan options, great rates, low fees and an exceptional digital experience. That’s why more Australians are choosing to bank with Macquarie.

What is a good borrower?

Flexible loan options

Flexible loan options

With flexible loan options, you can tailor your loan to make your money work for you. Choose from options such as a low fee basic home loan, adding an offset account, or splitting your loan between variable and fixed interest rates.

“The loan options are tailored for people like me – that’s why I bank with Macquarie”  - James
James shares his experience


View home loan options

Great rates

Great rates

Macquarie home loans are built on great value. Our competitive rates and low fees help you pay off your home loan faster.

Rates from

% p.a.

Interest rate*

% p.a.

Comparison rate

Paying too much for your home loan?

Paying too much for your loan?

You could be saving more in the long term with great rates and low fees. Our secure online application saves as you go, so you can pick up where you left off at any time. And if you have any questions along the way, our team of home loan specialists are there to help. Refinancing has never been easier.

“The digital experience for refinancing was exceptional, and that’s why we bank with Macquarie” - Kerrie-Anne

Kerrie-Anne shares her experience


Refinance your loan

Fast approval times

Fast approval times

Applying for a home loan can be stressful. But with a straightforward application process and fast approval times, you can enjoy peace of mind knowing you’ll get a timely response. You’ll be kept up to date with email notifications and calls from your dedicated home loan specialist.

“We found it to be a really seamless experience, and that was really important to us” - Laura

Laura shares her experience


Talk to us


Talk to a home loan specialist

You can request a call online or give us a call on 13 62 27 to speak with a home loan specialist.


You can apply online now.

A home loan specialist will review your application and contact you within 1-2 business days.

Need a tailored home loan solution?

Our home loan specialists are ready to talk through your home loan needs. You can request a call online or give us a call on 13 62 27.

Additional information

This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.

Information and interest rates are current as at 11 November 2020 for new loans only and are subject to change.


3 year fixed rate° and comparison rate for basic owner-occupied home loans with principal and interest repayments. Rate applies for new loans when you borrow up to 70% of the property value with a principal and interest repayment fixed rate loan. Subject to change without notice.

The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.


Fixed rate loans may be subject to significant break costs. Please refer to the loan contracts for terms and conditions regarding break costs. At the end of the fixed rate period, the interest rate will revert to the discount variable rate applicable at that time.