Earn up to 0.40% pa with our Macquarie Cash Management Accelerator Account*

Olivia McArdle
Head of deposits and payments

Macquarie's Cash Management Accounts

Your powerful cash ecosystem delivering control, transparency and speed for you and your clients.

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Open a Macquarie Cash Management Account and a linked Macquarie Cash Management Accelerator Account, and enjoy the support of a global investment leader with a 40 year commitment to cash management excellence, and a name clients can have confidence in.

Macquarie Cash Management Accelerator Account

0.40% pa

On your account balance under $10m*

Macquarie Cash Management
Account

0.12% pa

on your total account balance**

Interest rates

Interest on the CMA is calculated using stepped interest rates, which means that account holders may be paid a different interest rate for different portions of their balance.

Product Balance portion Interest rate
CMA
Advised accounts
$0-4,999.99 0.12% pa**
$5,000 + 0.12% pa**
CMA Accelerator
Advised accounts
$0-9,999,999.99 0.40% pa
$10,000,000 + 0.20% pa
     

** Rate is available to accounts with a primary financial services professional that is licensed to give financial product advice. 

Prior to 1 December 2020, we may have paid commissions where your Cash Account was set up by a Financial Services Professional prior to 1 July 2014. By law, we are required to cease the payment of such commission from 1 January 2021 onwards. Macquarie has voluntarily chosen to end these arrangements early and from 1 December 2020, we will rebate the benefit of these commissions to Cash Accounts through the interest rate applicable on the Cash Account.

Interest rates effective from 26 February 2021 and are subject to change without notice.

For the interest rates applicable to your client, please contact us or check your client’s statement.

For the interest rates that apply to cash accounts linked to wrap, please visit the wrap page.

Interest on cash accounts linked to wrap are calculated differently. However, clients who close their wrap account but decide to keep their CMA will, at that point, then be subject to the stepped interest rates listed above.

Cash Management Account offer documents

Document Link
Product Information Statement Download PDF
Fees, limits and lodgement times Download PDF

Cash Management Accelerator Account offer documents

Document Link
Product Information Statement Download PDF
Further Information Guide Download PDF

 

Forms

Document
Link
Macquarie Cash withdrawal form Download PDF
Macquarie Cash third party authority form Download PDF
Macquarie online and phone registration Download PDF
Macquarie overseas telegraphic transfer and bank draft request Download PDF

Why choose the Macquarie Cash Management Account?

Purpose-built for professionals

With easy online applications, reports and audits available via our adviser portal, plus innovative functionality such as adviser-initiated payments, you have more time to focus on what’s really important – your clients.

A favourite among SMSFs

The chosen hub for 1 in 3 SMSFs1. Year after year, we’ve been awarded best cash and term deposits by Core Data SMSF awards and SMSF Adviser SMSF awards.

Smarter stockbroking

Be ready to act on market opportunities at scale with adviser-initiated payments, automated settlements and easy tracking of transactions and dividends.

Dedicated support

Transition support underpinned by our team of committed professionals, to help you transition clients efficiently.

Visibility and control

Easy online access gives your clients a comprehensive view of their investments. This can also be done through our award-winning mobile banking app.

Data feed integration

Connected to more than 70 platforms, with ten years of statements available to help inform financial decisions and manage CGT.

What your industry colleagues think


Our business runs smoothly with Macquarie's CMA

Charlie Viola (01:07)


Macquarie's CMA is easy for our clients to use

Virginia Heyer (01:14)


Macquarie's CMA gives us confidence

Andrew Rocks (01:03)

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Our team will contact you to discuss how we can work with you to efficiently transition your clients’ accounts to Macquarie.

By submitting this form you are agreeing to someone from Macquarie to contact you with more information about the Macquarie Cash Management Account (CMA). You will also opt in to receive email updates about Macquarie’s products and services that may be of interest to you. The information you provide on this form will be retained and handled by Macquarie in accordance with our Privacy Policy. If you do not wish to provide all details or receive information of this nature, please phone us on 13 62 96.

Switch your clients today

New to Macquarie

One of our specialists will help you through the application process and ask you a few simple questions to get started.

Existing advisers

Log in to the Access portal.
Click on 'Clients and Accounts' tab.
Select 'Open new accounts'.
Select 'Get started' on a cash product.

Need technical assistance?

Talk to our dedicated support centre for any technical queries.
 

 

1800 808 508
Monday to Friday 8am - 6pm (Sydney time)

Additional information

*

Terms and conditions apply.

**

Rate is available to accounts with a primary financial services professional that is licensed to give financial product advice.

Prior to 1 December 2020, we may have paid commissions where your Cash Account was set up by a Financial Services Professional prior to 1 July 2014. By law, we are required to cease the payment of such commission from 1 January 2021 onwards. Macquarie has voluntarily chosen to end these arrangements early and from 1 December 2020, we will rebate the benefit of these commissions to Cash Accounts through the interest rate applicable on the Cash Account.

1

Source: Macquarie Bank Limited data, ATO Self Managed Super Fund Statistical Report

Any information on this page in relation to mortgages has been prepared by Macquarie Securitisation Limited (MSL) Australian Credit Licence (ACL) 237863 ACN 003 297 336.

Unless stated otherwise, this information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502. It is provided for the use of licensed and accredited brokers and financial advisers only. In no circumstances is it to be used by a potential client for the purposes of making a decision about a financial product or class of products.

The Macquarie Cash Management Account and Macquarie Term Deposit are deposit accounts provided by MBL. Fees and charges may be payable. Terms and conditions are available upon request.

Macquarie Wrap is a registered business of Macquarie Investment Management Limited ABN 66 002 867 003 AFSL 237492 RSEL L0001281 (MIML).

The case studies and examples provided on this page are based on actual de-identified client circumstances. They have been included for illustrative purposes only, without taking into account any individual’s personal objectives, financial situation or needs.