Statuses

There are different payment and request statuses which can be attached to an Upload file, Payment, Account Opening or Closure request once it has been successfully uploaded or created.

Possible statuses include: 

Status Description (Uploads) Description (Payments) Description (Account Opening & Account Closure)
Pending Auth The file has been uploaded and is awaiting authorisation. File/s require either sole or dual authorisation.

Uploads in Pending Auth will expire at 6:30pm (AEST/AEDT) five business days from the set payment date. This is regardless of whether the upload payment date is the current day or a date in the future.
The payment has been saved and is awaiting authorisation. Payment/s require either sole or dual authorisation.

Payments (except for Telegraphic Transfers and Bank Cheques) in Pending Auth will expire at 6:30pm (AEST/AEDT) five business days from the set payment date. This is regardless of whether the payment date is the current day or a date in the future.*

Telegraphic Transfers and Bank Cheque Requests in Pending Auth created prior to 3:00pm (AEST/AEDT) will expire at 6:30pm (AEST/AEDT) five  business days from the payment creation date. If created after 3:00pm (AEST/AEDT), they will expire at 6:30pm (AEST/AEDT) six business days from the payment creation date.

The account opening request (that includes a funds transfer) or the account closure request has been saved and is awaiting authorisation. Request/s require either sole or dual authorisation.

Request/s in Pending Auth created prior to 3:00pm (AEST/AEDT) will expire at 3:00pm (AEST/AEDT) five business days from the creation date.

If created after 3:00pm (AEST/AEDT), requests will expire at 3:00pm (AEST/AEDT) six business days from the creation date.

 

Partially Auth The file has been authorised by the first user, however still requires authorisation by a second user.

Uploads in Partially Auth will expire at 6:30pm (AEST/AEDT) five business days from the set payment date. This is regardless of whether the upload payment date is the current day or a date in the future.
The payment has been authorised by the first user, however still requires authorisation by a different second user.

Payments (except for Telegraphic Transfers and Bank Cheques) in Partially Auth will expire at 6:30pm (AEST/AEDT) five business days from the set payment date. This is regardless of whether the payment date is the current day or a date in the future.*

Telegraphic Transfers and Bank Cheque Requests in Partially Auth created prior to 3:00pm (AEST/AEDT) will expire at 6:30pm (AEST/AEDT) five business days from the payment creation date. If created after 3:00pm (AEST/AEDT), they will expire at 6:30pm (AEST/AEDT) six business days from the payment creation date.

The account opening request (that includes a funds transfer) or the account closure request has been authorised by the first user, however still requires authorisation by a different second user.

Request/s in Partially Auth created prior to 3:00pm (AEST/AEDT) will expire at 3:00pm (AEST/AEDT) five business days from the creation date.  

If created after 3:00pm (AEST/AEDT), requests will expire at 3:00pm (AEST/AEDT) six business days from the creation date.

 

Pending MBL Auth The file has been fully authorised by the user/s however requires account manager approval. The user should contact Macquarie Bank for authorisation to continue processing the file.

Uploads in Pending MBL Auth will expire at 6:30pm (AEST/AEDT) on the following business day after the set payment date, where Macquarie Bank authorisation has not been granted by that time.
The payment has been fully authorised by the user/s however requires account manager approval. The user should contact Macquarie Bank for authorisation to continue processing the payment.

Payments in Pending MBL Auth status will expire at 6:30pm (AEST/AEDT) on the current processing date, where MBL authorisation has not been granted by that time.
Not applicable for account opening and account closure requests.
Authorised The file has been fully authorised by the user/s (and if necessary by Macquarie Bank) and is ready for processing on the current or future payment date. The status is shown on Payment List until cut-off (6:30pm AEST/AEDT) on payment date. Current dated files with a status of authorised cannot be deleted or stopped. The payment has been fully authorised by the user/s (and if necessary by Macquarie Bank) and is ready for processing. The status is only displayed on Payment List until cut-off (6:30pm AEST/AEDT) on actual payment date. Please note Telegraphic Transfers and Bank Cheque Requests submitted online are subject to availability of funds before the payment will be processed.  Current dated payments with a status of authorised cannot be deleted or stopped. Not applicable for account opening and account closure requests.
Submitted Not applicable for uploads Not applicable for payments The account opening request (that includes a funds transfer) or the account closure request has been fully authorised by the required user/s and has been submitted for processing. Requests with a status of submitted cannot be deleted or stopped.
Auth Future Dated User has fully authorised a once-only payment file that is not due to be processed until a future date. A balance check will be done on the due date User has fully authorised a once-only payment that is not due to be processed until a future date. A balance check will be done on the due date. Not applicable for account opening and account closure requests.
Auth Recurring Not applicable for uploads User has fully authorised a recurring payment that is not due to be processed until a future date. A balance check will be done on each due date (at which point the status will change to either Authorised, Pending MBL Auth or Declined). After 6:30pm (AEST/AEDT) of the payment date, the status will revert back to 'Auth Recurring' and await its next occurrence Not applicable for account opening and account closure requests.
Expired A file with a status of either Pending Auth, Partially Auth or Pending MBL Auth which has not been fully authorised. The file will need to be re-uploaded for processing. A payment with a status of either Pending Auth, Partially Auth or Pending MBL Auth which has not been fully authorised and the system has expired the transaction. An account opening request (that includes a funds transfer) or an account closure request with a status of either Pending Auth or Partially Auth which has not been fully authorised and the system has expired the request.
Deleted The file/s has been deleted by the user and will not be processed. Authorised files cannot be deleted. The payment/s have been deleted by the user and will not be processed. Payments with a status of ‘authorised’ cannot be deleted. The account opening request (that includes a funds transfer) or the account closure request have been deleted by the user and will not be processed. Requests with a status of ‘submitted’ cannot be deleted.
Declined A file requiring MBL Auth has been declined by Macquarie Bank. A payment requiring MBL Auth has been declined by Macquarie Bank. Not applicable for account opening and account closure requests.
Auth Pending Balance The file has been fully authorised however Active Banking is unable to carry out a balance check on the file at this time. This applies to files uploaded after 6:30pm (AEST/AEDT). Users should view the Payment List the next business day to check the file status. The payment has been fully authorised however Active Banking is unable to carry out a balance check on the payment at this time. This applies to payments created after 6:30pm (AEST/AEDT) and scheduled recurring or future-dated payments due the next business day. Users should view the Payment List the next business day to check the payment status Not applicable for account opening and account closure requests.
Upload Errors A file has been uploaded via the direct upload process, however the file contains errors and cannot be authorised or processed. Files with a status of upload errors will need to have any errors corrected and the upload process repeated. Not applicable for payments. Not applicable for account opening and closure requests.

* NOTE:  If a future dated or recurring payment is modified after the first payment date, but before it expires, the first payment date will need to be amended. If not fully authorised, the payment will then expire at 6:30pm (AEST/AEDT) five business days from the new payment date.

Where applicable, the five business day period includes the payment date.