PayID® lets your payers pay you directly from their banking app or online banking. All they need is an email PayID, which is based on their existing DEFT reference number (DRN):
[Payer’s existing DRN]@deft.com.au – e.g. 12345678@deft.com.au
Important: Before you let payers know they can use PayID to make DEFT payments, you’ll need to make sure:
PayID will be automatically enabled in many cases. However, depending on the type of DRNs you use, your software provider may need to enable PayID before you can start using it.
The following table shows which scenario applies to you:
| Short DRNs | Long DRNs | Biller Code DRNs |
DRN format details | 8-digit DRNs that you download from Macquarie Business Online | 13 to 20-digit DRNs that start with a Macquarie account number | 10 to 17-digit DRNs that start with a unique 6-digit biller reference number |
Most commonly used in | Residential real estate | Commercial real estate, legal and strata | Insurance broking |
Using PayID | PayID is automatically enabled for new DRNs and existing DRNs that received a payment in the past 12 months | Existing DRNs –PayID is automatically enabled for all DRNs that received a payment in the past 12 months New DRNs – Your software provider can enable PayID when they create a new DRN. If they don’t do this, DEFT will enable PayID for each new DRN after a payment is made via any other method (e.g. card) | Your software provider will need to enable PayID before you can start using it |
Your software provider will update their DEFT templates (if currently available) to include registered PayID details.
PayID payments that are made on non-business days will settle the next business day. Some banks may hold PayID payments as part of their security measures. Check with your bank for more details.
BPAY is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.
PayID is a registered trademark of NPP Australia Ltd ABN 68 601 428 737.
1 Some banks may apply a hold or delay on payments to complete fraud security checks.
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