Welcome to the home of good borrowers

At Macquarie we reward good borrowers for their good financial habits with flexible home loan options, great rates, low fees and an exceptional digital experience. That’s why more Australians are choosing to bank with Macquarie.

Our lowest variable home loan rates ever

Variable rates from

% p.a.

Interest rate

% p.a.

Comparison rate

Variable interest rate* and comparison rate for basic owner-occupied home loans with principal and interest repayments.

Laura Bates standing on front veranda of terrace house

Expect more from your private bank

Your dedicated Macquarie Private Banker is waiting to meet you. You can expect personal, proactive service and empowering insights from a leading global investment bank.

Guidance. Every step of the way.


Winner of the Everyday and Savings Bank of the Year 2021

Discover our award-winning Transaction and Savings Accounts

^Mozo Experts Choice Awards 2021

A man sitting with a legged crossed over and holding his phone. His sitting on rocks near a beachfront properties. Macquarie customer - Warren

Explore Macquarie

Business accounts

Our industry specialists can provide you with business accounts to support your day-to-day operations.

Private Bank

Personalised service and expertise to help you make the most of global investments and strategic banking opportunities.

Great home loans for good borrowers

You could benefit from a more rewarding home loan. Enjoy great rates, low fees and flexible ways to repay faster.

Refinancing has never been easier

Securely apply online and get an answer, faster. Your application will save as you go so you can pick up where you left off.

Part of who we are is being good with money, that’s why we chose Macquarie.

Exarhos family
Exarhos family

Help and support

Everyone at Macquarie is committed to providing our clients with the highest standard of products and services available. If you have feedback we would like you to tell us about it.

Provide feedback

Where you feel you may not be able to meet your regular repayments or some other financial obligation, please contact us to see how we can work together towards a solution for you.

Get financial assistance

Got a question on a Macquarie banking or financial services product?

Here you'll find FAQs to help you manage your Macquarie accounts.

Visit Help Centre

Macquarie Bank Limited subscribes to the Banking Code of Practice, an industry code of conduct developed by the Australian Banking Association, which sets standards of good conduct for banks, their staff and their representatives.

Learn more

Additional information

This information is provided by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 and does not take into account your objectives, financial situation or needs. Before making any financial investment decision or a decision about whether to acquire a product mentioned on this page, a person should obtain and review the terms and conditions relating to that product and also seek independent financial, legal and taxation advice.

Macquarie Private Bank is a division of Macquarie Bank Limited, and it's services are available to selected clients only at Macquarie’s discretion.


Rate applies for new loans when you borrow up to 60% of the property value with a principal and interest repayment variable rate loan. Subject to change without notice. 

The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.


Our internet banking platform has won a Mozo Experts Choice Award in the Internet Banking category for 2019/2020.

Information and interest rates are current as at 12 May 2021 for new loans only and are subject to change.