Our lowest ever fixed rate home loans

Fixed rates from

% p.a.

Interest rate

% p.a.

Comparison rate

3 year fixed rate° and comparison rate for basic owner-occupied home loans with principal and interest repayments**

Fire pit on modern luxury home showcase beach house at sunset
young couple in modern apartment on computer

Coronavirus support hub

We're here to help.

We’ve introduced a comprehensive package of vital support measures. Find out more on this as well as our latest updates, useful resources and ways to apply for financial assistance.

Fire pit on modern luxury home showcase beach house at sunset

Our lowest ever variable rate home loans

Variable rates from

% p.a.

Interest rate*

% p.a.

Comparison rate

Variable interest rate and comparison rate for basic owner occupied home loans with principal and interest repayment

Family playing together outside next to their homes pool
Family playing outside together near their home pool. Customer - Exarhos

A CMA that gives you confidence

Solutions for you and your clients.

Earn 0.90% pa on clients’ cash with a Macquarie CMA and linked Accelerator account^.

Professional man in a suit smiling in the lobby of a Macquarie office.

Explore Macquarie

Business accounts

Our industry specialists can provide you with business accounts to support your day-to-day operations.

Digital banking

Our award-winning* app is the simple and convenient way to stay in control of your finances.

Great home loans for good borrowers

You could benefit from a more rewarding home loan. Enjoy great rates, low fees and flexible ways to repay faster.

Macquarie Private Bank

Experience personalised service and expertise to help you make the most of worldwide investments and strategic banking opportunities.

Part of who we are is being good with money, that’s why we chose Macquarie.

Exarhos family
Exarhos family

Help and support

Everyone at Macquarie is committed to providing our clients with the highest standard of products and services available. If you have feedback we would like you to tell us about it.

Provide feedback

Where you feel you may not be able to meet your regular repayments or some other financial obligation, please contact us to see how we can work together towards a solution for you.

Get financial assistance

Got a question on a Macquarie banking or financial services product?

Here you'll find FAQs to help you manage your Macquarie accounts.

Visit Help Centre

Macquarie Bank Limited subscribes to the Banking Code of Practice, an industry code of conduct developed by the Australian Banking Association, which sets standards of good conduct for banks, their staff and their representatives.

Learn more

Additional information

This information is provided by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 and does not take into account your objectives, financial situation or needs. Before making any financial investment decision or a decision about whether to acquire a product mentioned on this page, a person should obtain and review the terms and conditions relating to that product and also seek independent financial, legal and taxation advice.

Macquarie Private Bank is a division of Macquarie Bank Limited, and it's services are available to selected clients only at Macquarie’s discretion.


Rate applies for new loans when you borrow up to 60% of the property value with a principal and interest repayment variable rate loan. Subject to change without notice.

The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.


Rate applies for new home loans with principal and interest repayment fixed rate when you borrow up to 70% of the property value. Subject to change without notice.


Fixed rate loans may be subject to significant break costs. Please refer to the loan contracts for terms and conditions regarding break costs. At the end of the fixed rate period, the interest rate will revert to the discount variable rate applicable at that time.


To open a Macquarie Cash Management Accelerator Account you’ll need to apply through a financial adviser and also link it to a new or existing Macquarie CMA.