Macquarie Savings Account

Where your money gains momentum

Hear from our customers on how they're building momentum on their savings with a Macquarie Savings Account.

The home of electric vehicles

The coming decade will determine the true extent of climate change, and there’s a big job to do.​ We're committed to accelerating Australia's transition to electric cars.

With competitive rates from

% p.a.

Fixed interest rate**

% p.a.

Comparison rate*

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Make the move to Macquarie

Join more Australians who've made the move and saved with great rates, up to 10 offset accounts and fast approval times.

I bank with Macquarie


Who you’re with matters

At Macquarie, we believe it’s who you share your life with that matters. And that includes the uniquely personal relationship you have with your financial adviser.

We're with Macquarie


Explore Macquarie

High interest savings account

Accelerate your savings and earn a 
5.35% p.a. welcome rate for the first 4 months~ with no deposit conditions.

Private Bank

Personalised service and expertise to help you make the most of global investments and strategic banking opportunities.

Great home loans for good borrowers

You could benefit from a more rewarding home loan. Enjoy great rates, low fees and flexible ways to repay faster.

Business banking

We provide lending, accounts and payment solutions for businesses within certain industries, as well as a high interest savings account for small-to-medium businesses.

Help and support

Got a question on a Macquarie banking or financial services product?

Here you'll find FAQs to help you manage your Macquarie accounts.

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Everyone at Macquarie is committed to providing our clients with the highest standard of products and services available. If you have a complaint we would like you to tell us about it.

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Where you feel you may not be able to meet your regular repayments or some other financial obligation, please contact us to see how we can work together towards a solution for you.

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Macquarie Bank Limited subscribes to the Banking Code of Practice, an industry code of conduct developed by the Australian Banking Association, which sets standards of good conduct for banks, their staff and their representatives.

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Additional information

Unless stated otherwise, this information is provided by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 and does not take into account your objectives, financial situation or needs. Before making any financial investment decision or a decision about whether to acquire a product mentioned on this page, a person should obtain and review the terms and conditions relating to that product and also seek independent financial, legal and taxation advice.


Our Welcome rate offer is only available on your first savings account, on balances up to $250,000.00. The welcome rate is fixed at the time you apply for four months. After the expiry of your Welcome rate and on additional savings accounts, our stepped variable rates apply based on your balance. Should our stepped variable rates exceed the Welcome rate offer during the four-month period, interest will be calculated based on our stepped variable rates.


Rate applies to new loans secured by new and demo vehicles, effective from 1 March 2024 subject to change without notice. All applications are subject to the satisfaction of approval criteria. Terms, conditions, fees and charges apply. Variable interest rates are only available for personal use car loans.


The comparison rate is based on a secured Personal Use Car Loan of $30,000 and a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Macquarie Private Bank is a division of Macquarie Bank Limited, and its services are available to selected clients only at Macquarie’s discretion.

Effective from 06 December 2022 Personal Use Car Loans originated directly with Macquarie (and not through a broker) are provided by Macquarie Bank Limited ABN 46 008 583 542 Australian Credit Licence 237502. All other car and asset loan products and leases are provided by Macquarie Leasing Pty Ltd ABN 38 002 674 982 Australian Credit Licence 394925 (‘Macquarie Leasing’). Please refer to your loan agreement or lease, once available, for your credit provider or lessor.

Car sourcing and related services are provided by Macquarie Leasing Pty Ltd ABN 38 002 674 982 Australian Credit Licence 394925.

Home loan information and interest rates are current as at 30 January 2024 for new loans only and are subject to change.