An Offset Home Loan can help you use your savings to reduce the amount of interest you pay, while allowing you to do your everyday banking with access to a Debit Mastercard®/s (where available with your product). See Understanding home loan offset accounts for more information.
Our Basic Home Loan is a low-fee option with no monthly or account management fees, offering flexible ways to repay your home loan.
For home loans with a BSB starting 182, you’ll first need to open a Transaction account via Macquarie Online Banking or the Macquarie Mobile Banking app. The Transaction account must be in the name of one or more of the borrower/s on your home loan account.
A package fee applies to our Offset Home Loan. See Understanding home loan fees for more information.
When your new Transaction account has been opened, please get in touch with a Macquarie consultant using chat.
If your home loan has a BSB starting 183, or you are currently living outside of Australia, or your home loan is held in a company or trust, switching to an Offset Home Loan is not available. To discuss your options, please get in touch with a Macquarie consultant using chat.
You can request to switch your home loan from an Offset Home Loan to a Basic Home Loan by getting in touch with a Macquarie consultant using chat.
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You can contact us anytime via Q in the Macquarie Mobile Banking app or Macquarie Online Banking.
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