International transfers

International transfers can be performed via many different third parties that offer foreign exchange services.

If you already have an account with a third party provider, please go direct to their website to submit an international transfer.

The choice of who you use to process an international transfer is completely in your hands.

If you need to send an international transfer and the funds need to remain in AUD, you can use our Macquarie Overseas Telegraphic Transfer Request Form to facilitate your international transfer. This service is not available to Macquarie Transaction, Savings and Business Savings account customers.

When will my payment be processed?

Payments submitted before 12pm on a Business Day will generally be processed by us on the same Business Day. Any payments submitted after the cut off time will be processed the next Business Day. Depending on the payee’s country, it may take 4 business days for payments to be received.

Transferring funds to your bank account from an overseas account

Funds can be transferred from an overseas bank account into the following accounts:

  • Macquarie Transaction Account
  • Macquarie Business Savings Account
  • Macquarie Home Loan with Debit Mastercard (Home Loan or Offset Account that has a BSB starting with 182)
  • Macquarie Cash Management Account
  • Macquarie Consolidator Cash Account
  • Macquarie Vision Cash Account.

When depositing funds into your account, the depositor or remitter needs to include the following details:

  • Bank name: Macquarie Bank Limited
  • Bank address: 1 Shelley St, Sydney, NSW 2000
  • Your account name
  • Your account number
  • Your account BSB number.

Deposits can only be made in Australian dollars and the intermediary bank may deduct fees from the funds being transferred.

Please note, this can result in the payee receiving a lesser amount than expected. We can’t control or refund any fees of this nature that are incurred.

What’s a SWIFT or BIC Code?

A SWIFT code, also known as a Bank Identifier Code (BIC), is an 8-11 character code that identifies banks and financial institutions internationally.

Macquarie’s SWIFT code is MACQAU2S. You’ll need to provide this code to anyone sending money to your Macquarie bank account from overseas.

Please note some depositors require extra characters – in this situation you can enter three X's eg MACQAU2SXXX

What’s an IBAN?

An International Bank Account Number (IBAN) is used in some countries to identify specific bank accounts. IBANs aren’t used in Australia however payers in certain countries may require you to provide one. In that case, your BSB and account number should be combined. Do not include any spaces or hyphens. Example, BSB 182-182 Acc Num 1234-5678, IBAN: 18218212345678.

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