What can I use chat for?

Our chat feature lets you quickly connect with a member of our team via Macquarie Online Banking or the Macquarie Mobile Banking app, without needing to make a call.

You can use chat to get help with the following Macquarie accounts:

  • Transaction and Savings Accounts
  • Home loans
  • Credit cards
  • Cash Management Accounts (CMAs)
  • Term Deposits
  • Business Savings Accounts.

When is chat available?

Chat is available for extended opening hours from Monday to Friday, 8am to 8pm Sydney time (excluding public holidays). This means you can get comprehensive support at a time that suits you best, beyond traditional business hours.

How do I start a chat in Macquarie Online Banking?

  1. Log in to Macquarie Online Banking. If it’s your first time, see how to log in
  2. Once you’re logged in, simply select Chat in the bottom-right corner of your screen. Alternatively, you can select Help from the menu, then Start chat
  3. Select the product your question is about. If you can’t see it listed, try looking through our Help Centre
  4. While connecting to a member of our team, you can type your message in the space provided
  5. Select the Enter or Return key to send your message.

Reminder: Please don’t share any sensitive information, such as your password, on chat.

Once your chat has ended, you can easily refer back to it in your chat history.

How do I start a chat in the Macquarie Mobile Banking app?

  1. Log in the Macquarie Mobile Banking app. If it’s your first time, see how to login
  2. Select Menu, then Help and then Start chat
  3. Select the product your question is about. If you can’t see it listed, try looking through our Help Centre
  4. Once you’re connected to a member of our team, type your message in the space provided
  5. Select the Enter or Return key to send your message.

Reminder: Please don’t share any sensitive information, such as your password, on chat.

Once your chat has ended, you can easily refer back to it in your chat history.

What information do I need for a chat?

Before you start a chat, it’s a good idea to have all your relevant documentation handy (e.g. a case or account number), and any questions you may have so that your chat experience is easy and efficient.

When you’re typing your message, try to provide as much detail as possible – especially if it’s about a specific account. Providing your account number will help our team provide accurate and complete information. However, please don’t share any sensitive information, such as your password, on chat.

Our team can see the transcripts of your previous chats, so if your message relates to an earlier enquiry, they’ll be able to follow up easily.

Can I minimise the chat window while waiting for a response?

You can minimise the chat window during a chat. If you have notifications enabled, we’ll send you a push notification as soon as we’ve replied, so you can carry on with your day knowing you won’t miss our reply.

See how you can enable notifications for:

Will my chat time out?

Typically, you’ll have 24 hours to reply to our chat once we’ve responded.

If you start a chat outside of business hours (e.g. on Saturday morning), don’t worry – the chat won’t time out if we haven’t responded yet.

Once our team is back online during business hours, we’ll respond to the request and then you’ll have 24 hours to respond before the chat times out.

If we respond to you before close of business on Friday, the chat will usually time out before the next business day (i.e. Monday) if we don’t hear back from you. 

How can I see my chat history?

You can look back at your previous conversations with us in your chat history.

In Macquarie Online Banking:

  1. Select Help from the menu
  2. Select Chat history.

In the Macquarie Mobile Banking app:

  1. Select Menu
  2. Select Help
  3. Select Chat history.

If you have the chat box open in either your app or browser, you can also find the chat history linked at the top so you can easily access it whenever you need.

Can I use speech-to-text technology with chat?

Yes, if you prefer to dictate your message, services like Microsoft 365 and Apple dictation can help you draft chat messages easily.

Start a chat

Existing customers can contact us at any time via chat in the Macquarie Mobile Banking app or Macquarie Online Banking. Our team will respond during business hours from Monday to Friday (excluding public holidays)

Experiencing financial difficulty?

Please get in touch as soon as possible so we can work together to find the right solution for you.

Resolve a complaint

Everyone at Macquarie is committed to providing our clients with the highest standard of products and services available. If you have feedback we would like you to tell us about it.