You earn rewards points on your eligible spend. Depending on which rewards program you have selected, you can earn either Macquarie Rewards points or Qantas Frequent Flyer points.
Eligible purchases exclude cash advances, balance transfers or other restricted transactions detailed in the Macquarie Rewards Program Terms and Conditions and the Macquarie Qantas Rewards Program Terms and Conditions.
Eligible purchases include those made by the primary cardholder and any additional cardholders on the credit card account.
The points earn rate on eligible spend differs between the Macquarie Platinum and Macquarie Black cards.
| Macquarie Platinum Card | Macquarie Black Card | |
| Macquarie Rewards | Every dollar spent on eligible purchases earns 1.25 Macquarie Reward points. Macquarie Reward points are earned on up to $200,000 of spend annually on the Macquarie Platinum Card. | Every dollar spent on eligible purchases earns 2 Macquarie Reward points. Macquarie Reward points have no points cap on the Macquarie Black Card. |
| Qantas Frequent Flyer Rewards | Every dollar spent on eligible purchases earns 1 Qantas Frequent Flyer point up to $1,000 spent per statement period, then 0.5 Qantas Frequent Flyer points for the remainder of that statement period. | Every dollar spent on eligible purchases earns 1 Qantas Frequent Flyer point up to $4,000 spent per statement period, then 0.5 Qantas Frequent Flyer points for the remainder of that statement period.
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