Make a payment with Apple Pay

Once your card has been added to Apple Pay:

(Check device compatibility)

  1. At checkout, double click the side or home button
  2. Make sure your device displays your Macquarie card, if not, select the right card from the bottom of the screen
  3. Unlock device with Face ID or Touch ID
  4. Hold the top of your iPhone near the terminal
  5. Wait for your phone to beep or vibrate. If successful, you’ll receive a confirmation on screen.

Watch how to use Apple Pay on your iPhone 
 

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00:33

Apple Pay on your iPhone X

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Watch how to use Apple Pay using TouchID
 

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00:31

Apple Pay using TouchID

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Same spending limits apply

Spending limits are the same for Apple Pay as the contactless payment limits on your physical cards.

Please read the terms and conditions for your debit card for more information.

See your Apple Pay transactions

Apple Pay shows recent Macquarie credit and debit card purchases you've made using Apple Pay on your device, but it won't display purchases made on your physical card. 
 
When you view your card in the wallet, you’ll see the most recent transaction you performed with that card. You can view up to the last 10 transactions made on a specific card directly under the card image in the wallet. 
 
For a full list of transactions made from your credit or debit card, please use the Macquarie Mobile Banking app or log in to Macquarie Online Banking. Your statement won’t differentiate between Apple, card contactless or chip and PIN transactions.

Make a return on an Apple Pay purchase

You can return items purchased using your card in Apple Pay by providing the merchant with the last four digits of your Device Account Number instead of your plastic card number.

To access your Device Account Number:

  1. Open your Wallet App
  2. Tap the card you used to purchase the goods you would like to return
  3. Tap the more [three dots] icon in the top right corner
  4. Scroll to see your Device Account Number.

In the Wallet select the card you used to make the purchase and hold your device near the contactless terminal at the merchant once the return has been keyed in by the shopkeeper.

It may take several days for a refund to appear on your card statement. 
 
Please remember to keep the original receipt you received from the merchant at the time of purchase as the Apple Pay receipt is not an official proof of purchase.

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Unless stated otherwise, this information is provided by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Finance is subject to our credit approval criteria. Terms and conditions apply and may change without notice.

Apple Pay, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android Pay, the Android Logo and Google Play are trademarks of Google Inc. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. BPAY is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.

Other than MBL, none of the Macquarie Group entities referred to are authorised deposit-taking institutions for the purposes of the Banking Act 1959 (Cth), unless noted otherwise. Their obligations do not represent deposits or other liabilities of MBL. Unless otherwise stated, MBL does not guarantee or otherwise provide assurance in respect of the obligations of that entity.

© Macquarie Group Limited