Discover a smarter way to shop

Whether it’s everyday purchases like your weekly grocery shop, or something bigger like overseas flights or a new couch, we want to help you save when you spend.
 Watch how simple and quick it is to use Marketplace on your mobile and online.

Use cash or reward points

  • Instantly redeem eGift cards using Macquarie Reward points on your credit card.
  • Don’t have a Macquarie credit card? Get discounts of up to 10% on eGift cards to use at over 50 leading retailers across Australia when you use cash from your Macquarie Transaction or Savings account to purchase your eGift card.

Fast and easy purchases

  • It’s quick and easy to redeem or purchase an eGift card. Your eGift card will become instantly available for you to use on the go.
  • Access these great savings when you log into your account on the Macquarie Mobile Banking app or Macquarie Online.

Personalised recommendations

  • You'll receive recommendations on eGift cards based on the places you like to shop.
  • Redeem or purchase eGift cards from the palm of your hand and access them 24/7 through your account.

New to Macquarie?

Open a transaction account online and start using Macquarie Marketplace.

Access Marketplace

To use Macquarie Reward points to redeem eGift cards:

Visit credit cards

To use cash to purchase discounted eGift cards:

Visit transaction account

Download the app

Download the Macquarie Mobile Banking app and manage your access to eGift cards in real time.

Frequently asked questions

You can purchase an eGift card using your transaction, savings or offset account on Macquarie Online Banking:
 
  1. Select the Marketplace icon from the side menu; or first click on the  icon in top left-hand corner to display the side menu 
  2. Select Marketplace store
  3. Choose your eGift card and click Select
  4. Review the purchase details. You can change accounts by selecting Change
  5. Select Purchase to complete the payment.  

You can also purchase an eGift card using the Macquarie Mobile Banking app:
 
  1. Select the  icon on the front screen
  2. Select Marketplace
  3. Choose your eGift card
  4. Review the purchase details. You can select which account you’d like to use
  5. Select Purchase to review the purchase details
  6. Select Confirm to redeem your eGift card. 

The total amount that you spend on eGift cards can’t exceed $5,000 per day.

Your eGift cards can be found in the Macquarie Mobile Banking app and Macquarie Online Banking immediately after purchase. You’ll also receive email confirmation of your eGift card purchase. Your eGift cards can be used immediately after purchase, both in store and online.
 
You (as the primary cardholder) can redeem your points at any time via Macquarie Online Banking or the Macquarie Mobile Banking app.

To redeem using Macquarie Online Banking:
 
  1. Select the Marketplace icon from the side menu; or first click on the  icon in top left-hand corner to display the side menu
  2. Select the eGift card brand and denomination you’d like to redeem for
  3. Select Use points and Redeem.
 
To redeem using the Macquarie Mobile Banking app:
 
  1. Log in to the Macquarie Mobile Banking appand enter Marketplace
  2. Select the eGift card brand and denomination you’d like to redeem for
  3. Select Use points and Redeem.

You may be prevented from redeeming points if you haven’t activated your credit card or you’re in breach of your account Conditions of Use, for example, if you haven’t made your minimum monthly repayments.
Our rewards program is digital and offers a range of eGift cards for you to choose from. You can redeem your Macquarie Rewards points for eGift cards at over 40 leading retailers including Myer, Woolworths, Jetstar, Harvey Norman, Amart, JB Hi Fi and Bunnings Warehouse.

You can also choose to redeem points for Cashback into an eligible Macquarie account. 

As our program is now fully digital, we don’t offer physical gift cards.

The table below outlines the number of Macquarie Rewards points and eligible credit card spend required to redeem eGift cards: 
 

 

Required eligible spend on Macquarie Credit Card

 

Reward         

Points Required

Platinum       

Black          

eGift cards  

 

 

 

 

$20

3,850

$3,080

$1,925

$50

9,625

$7,700

$4,813

$100

19,250

$15,400

$9,625

$200

38,500

$30,800

$19,250

$500

96,250

$77,000

$48,125

$1000

192,500

$154,000

$96,250

 

 

Required eligible spend on Macquarie Credit Card

 

Reward         

Points Required

Platinum       

Black          

Cashback

 

 

 

 

 

$20

5,500

 $4,400

 $2,750

$50

13,750

 $11,000

 $6,875

$100

27,500

 $22,000

 $13,750

$200

55,000

 $44,000

 $27,500

$500

137,500

 $110,000

 $68,750

$1,000

275,000

 $220,000

 $137,500

Finding your eGift cards

Your purchased eGift cards can be found in the Macquarie Mobile Banking app and Macquarie Online Banking. These are housed within Marketplace, under My Cards which can be found at the top of the screen. Your eGift cards are accessible here immediately after purchase.

You’ll also receive email confirmation of your eGift card purchase with a copy of your eGift card which can be used instore and online. Please retain this email for your reference. 

Using your eGift cards

You’ll find instructions on how to use your eGift card on the eGift card itself. 

If you’d like to send your purchased eGift card as a gift, simply view the eGift card via the email, copy the URL and send it to the recipient. Instructions for gifting your eGift cards are also on the confirmation email. 

Managing your eGift cards

To easily manage your used or gifted eGift cards, you can archive it within your Macquarie Banking app or Macquarie Online Banking.

If you’re using your Macquarie Mobile Banking app:
 
  1. Navigate to My cards
  2. Swipe left on the eGift card you’d like to archive
  3. Select archive.

If you’re using Macquarie Online Banking:
 
  1. Select the Marketplace / Rewards tile in your dashboard or
  2. Hover over menu icon  in top left-hand corner
  3. Navigate to Marketplace, then My cards
  4. Choose the eGift card you’d like to archive
  5. Select archive on the right-hand side of the screen.

Navigate to Archived to view all your archived eGift cards.
To share a purchased eGift card follow the steps below:

Macquarie Mobile Banking app
 
  1. Select the $ icon and then select Marketplace 
  2. Click on the toggle My Cards
  3. Click on the eGift card you would like to share
  4. Click the share button.

Once you have sent your gift card, the recipient will receive a link where they can view and use the eGift card.
 
We’re unable to resend the purchase email to you, but it’s quick and easy to access your purchased eGift cards in your account on the Macquarie Mobile Banking app or Macquarie Online. To access your purchased eGift cards in your app or Macquarie Online, simply navigate to Marketplace and select My cards at the top of the screen. 

Keep a record of your eGift card purchase emails so that you can still use your eGift card if you decide to close your account or don’t have access to mobile or internet banking.
 
"I receive discounts weekly on my shopping. I’m saving and watching my spending and it helps me save even more."
Biancha

Additional information

This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you.

Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Android, Google Pay, Google Chrome and the Google Logo are trademarks of Google LLC.

For further details please refer to Macquarie Marketplace Terms of Use.