Macquarie Marketplace

You can purchase an eGift card using your transaction, savings or offset account on Macquarie Online Banking:

1. Select the Marketplace icon from the side menu; or first click on the icon in top left-hand corner to display the side menu
2. Choose your eGift card and click Select
3. Review the purchase details. You can change accounts by selecting Change
4. Select Purchase to complete the payment.

You can also purchase an eGift card using the Macquarie Mobile Banking app:

1. Select the icon on the front screen
2. Select Marketplace
3. Choose your eGift card
4. Review the purchase details. You can select which account you’d like to use
5. Select Purchase to review the purchase details
6. Select Confirm to redeem your eGift card.

The total amount that you spend on eGift cards can’t exceed $5,000 per day.

Your eGift cards can be found in the Macquarie Mobile Banking app and Macquarie Online Banking immediately after purchase. You’ll also receive email confirmation of your eGift card purchase. Your eGift cards can be used immediately after purchase, both in store and online.

You (as the primary cardholder) can redeem your points at any time via Macquarie Online Banking or the Macquarie Mobile Banking app.

To redeem using Macquarie Online Banking:

1. Select the Macquarie Marketplace icon from the side menu; or first click on the icon in top left-hand corner to display the side menu
2. Select the eGift card brand and denomination you’d like to redeem for
3. Select Use points and Redeem.

To redeem using the Macquarie Mobile Banking app:

1. Log in to the Macquarie Mobile Banking app, select the icon on the home screen and select Marketplace
2. Select the eGift card brand and denomination you’d like to redeem for
3. Select Use points and Redeem.

You may be prevented from redeeming points if you haven’t activated your credit card or you’re in breach of your account Conditions of Use, for example, if you haven’t made your minimum monthly repayments.

Our rewards program is digital and offers a range of eGift cards for you to choose from. You can redeem your Macquarie Rewards points for eGift cards at over 60 leading retailers including Myer, Woolworths, Jetstar, Harvey Norman, Amazon, Amart, JB Hi Fi and Bunnings Warehouse. For more information visit our Marketplace website here.

As our program is now fully digital, we don’t offer physical gift cards.

You can also choose to redeem points for Cashback into an eligible Macquarie account.

The table below outlines the number of Macquarie Rewards points and eligible credit card spend required to redeem eGift cards. This applies to all gift cards, regardless of brand:

			Required eligible spend on Macquarie Credit Card
	Reward	Points Required	Platinum	Black
eGift cards	$20	3,850	$3,080	$1,925
	$50	9,625	$7,700	$4,813
	$100	19,250	$15,400	$9,625
	$200	38,500	$30,800	$19,250
	$500	96,250	$77,000	$48,125
	$1000	192,500	$154,000	$96,250

The table below outlines the number of Macquarie Rewards points and eligible credit card spend required to redeem Macquarie Rewards points into cashback:

			Required eligible spend on Macquarie Credit Card
	Reward	Points Required	Platinum	Black
Cashback	$20	5,500	$4,400	$2,750
	$50	13,750	$11,000	$6,875
	$100	27,500	$22,000	$13,750
	$200	55,000	$44,000	$27,500
	$500	137,500	$110,000	$68,750
	$1,000	275,000	$220,000	$137,500

Finding your eGift cards

Your purchased eGift cards can be found in the Macquarie Mobile Banking app and Macquarie Online Banking. These are housed within Marketplace which can be found on the left hand side menu on your screen. 

If you’re using Macquarie Online Banking:
 

1. Select the Marketplace / Rewards tile in your dashboard or
2. Hover over menu icon  in top left-hand corner
3. Navigate to Marketplace, then My cards.

If you’re using your Macquarie Mobile Banking app:
 

1. Tap on the red $ icon at the bottom right corner of the screen
2. Select Marketplace option
3. Select My Cards menu.

You’ll also receive email confirmation of your eGift card purchase with a copy of your eGift card which can be used instore and online. Please retain this email for your reference. 

Using your eGift cards

You’ll find instructions on how to use your eGift card on the eGift card itself. To view it, click on:
 

1. View Gift Card link on the Card Details section
2. Select View option on the Card screen
3. View Usage Instructions and Terms & Conditions.

If you’d like to send your purchased eGift card as a gift, simply view the eGift card via the email, copy the URL and send it to the recipient. Instructions for gifting your eGift cards are also on the confirmation email. 

Managing your eGift cards

To easily manage your used or gifted eGift cards, you can archive it within your Macquarie Banking app or Macquarie Online Banking.

If you’re using your Macquarie Mobile Banking app:
 

1. Tap on the red $ icon at the bottom right corner of the screen
2. Select Marketplace option
3. Select My Cards menu
4. Swipe left on the eGift card you’d like to archive
5. Select archive.

If you’re using Macquarie Online Banking:
 

1. Select the Marketplace / Rewards tile in your dashboard or
2. Hover over menu icon  in top left-hand corner
3. Navigate to Marketplace, then My cards
4. Choose the eGift card you’d like to archive
5. Select archive on the right-hand side of the screen.

Navigate to Archive to view all your archived eGift cards.

To share a purchased eGift card follow the steps below:

Macquarie Mobile Banking app

1. Select the $ icon and then select Marketplace
2. Click on the toggle My Cards
3. Click on the eGift card you would like to share
4. Click the share button.

Once you have sent your gift card, the recipient will receive a link where they can view and use the eGift card.

We’re unable to resend the purchase email to you, but it’s quick and easy to access your purchased eGift cards in your account on the Macquarie Mobile Banking app or Macquarie Online. To access your purchased eGift cards in your app or Macquarie Online, simply navigate to Marketplace and select My cards at the top of the screen.

Keep a record of your eGift card purchase emails so that you can still use your eGift card if you decide to close your account or don’t have access to mobile or internet banking.