Macquarie customers

Enjoy better everyday banking

Fee free cash withdrawals​

Access over 24,000 ATMs across Australia to withdraw cash using your Macquarie debit card. If you’re charged a fee, we’ll automatically refund it to your account.​

High interest on your everyday account​

Earn a high interest variable rate on your everyday transaction account with 4.75% p.a. on balances up to $1 million.

Digital features

Mobile banking

Manage your money with Macquarie Mobile Banking

Manage your money with Macquarie Mobile Banking

The Macquarie Mobile Banking app is designed to make your life easier.

  • Switch on push notifications to stay across all your account activity.

  • Attach receipts and tag statements to make tax time easier.

Added security

Supercharge your security with Macquarie Authenticator

Supercharge your security with Macquarie Authenticator

The Macquarie Authenticator app connects seamlessly with your Macquarie digital banking to supercharge your account security.

  • Authorise transactions and account changes before they happen.
  • It works even without data – keeping you safe 24/7, no matter the location.
Travel benefits

Travel light with the Macquarie debit card

Travel light with the Macquarie debit card

Travelling overseas? Keep your banking all in one place. The Macquarie debit card works right around the world.

  • Enjoy $0 international account fees on overseas purchases, both in-store and online.^
  • Notify us of your trip directly in the app and access extra travel features such as the current exchange rate.

Canstar Finder Money Magazine award winning bank

Award-winning banking

Enjoy great value and award-winning banking every day with our transaction and savings account, cash management account, and term deposit.

More benefits

"I want my savings to take me to a place where I can be financially free."


More products

Looking for a Business savings account?

A high-interest online savings account with no fees - because everything counts in business.

Existing customers

Download our app

Manage your money and accounts in-app.

Online banking

Log in to manage your account.

Help and support

Quickly search and find the answer to common questions.

Additional information

This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.

PayID is a registered trademark of NPP Australia Limited.


We don’t charge any fees in connection with our transaction and savings account products but others, such as other financial institutions, may.


We don’t charge fees for card purchases or transactions made or processed outside Australia but others, such as the banks of international merchants, might.


Our Welcome rate offer is only available on your first savings account, on balances up to $250,000.00. The welcome rate is fixed at the time you apply for four months. After the expiry of your Welcome rate and on additional savings accounts, our stepped variable rates apply based on your balance. Should our stepped variable rates exceed the Welcome rate offer during the four-month period, interest will be calculated based on our stepped variable rates.

Government Guarantee: The Australian Government guarantees aggregated deposits with Australian authorised deposit-taking institutions, including Macquarie Bank, of up to $A250,000. Further information about the Government Guarantee can be obtained from the APRA website at

Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Android, Google Pay, Google Chrome and the Google Logo are trademarks of Google LLC.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Discover more about the Canstar awards at