Digital features

You’re set for safety with Macquarie Authenticator

Macquarie Authenticator connects with your digital banking so you have the control to approve or deny any changes to your banking. Giving you confidence your information and account have the highest level of safety – 24/7.

Get it on Google PlayDownload on the App Store

More benefits

Save with Macquarie Marketplace

  • Make your money go further with up to 10% off on eGift cards to use at over 50 different retailers across Australia.
  • Save when you spend – instantly purchase eGift cards using the Macquarie mobile banking app.

Credit cards

  • Credit cards are available as part of a Macquarie offset home loan package.
  • Access to a flexible rewards program, no international purchase fees^ and compatibility with Apple Pay and Google Pay.

Multi-award-winning banking

Our bank accounts are helping Australians save more every day. Have the confidence that every dollar you deposit is working towards your savings goals.

Fee free ATMs

  • We won’t charge you ATM fees anywhere in the world^.
  • Enjoy a refund on fees incurred at all ATMs in Australia.

Everything I spend in and out for my family is in and out of my Macquarie accounts. It allows me to have a really clear picture of the household expenses at any given time.


Looking for a Business savings account?

A high-interest online savings account with no fees - because everything counts in business.

Existing customers

Download our app

Manage your money and accounts in-app.

Online banking

Log in to manage your account.

Help and support

Quickly search and find the answer to common questions.

Additional information

This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.

PayID is a registered trademark of NPP Australia Limited.


We don’t charge any fees in connection with our transaction and savings account products but others, such as other financial institutions, may.


We don’t charge fees for card purchases or transactions made or processed outside Australia but others, such as the banks of international merchants, might.


Our Welcome rate offer is only available on your first savings account, on balances up to $250,000.00. The welcome rate is fixed at the time you apply for four months. After the expiry of your Welcome rate and on additional savings accounts, our stepped variable rates apply based on your balance. Should our stepped variable rates exceed the Welcome rate offer during the four-month period, interest will be calculated based on our stepped variable rates.

Government Guarantee: The Australian Government guarantees aggregated deposits with Australian authorised deposit-taking institutions, including Macquarie Bank, of up to $A250,000. Further information about the Government Guarantee can be obtained from the APRA website at

Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Android, Google Pay, Google Chrome and the Google Logo are trademarks of Google LLC.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Discover more about the Canstar awards at