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Everyday banking
Enjoy better everyday banking with our cards and accounts.
Transaction account
An everyday bank account with no fees, no minimum deposit, free access to any rediATM in Australia and a refund on fees incurred at all other ATMs in Australia. Plus, you can pay on the go with Apple Pay, Google Pay, Fitbit Pay and Garmin Pay.
Savings account
A high-interest online savings account with no monthly fees, easy withdrawals and award-winning digital banking.1 Plus, earn a 1.50% pa welcome variable rate for the first four months from account opening, on deposits up to $250,000 in your first savings account.
Credit cards
Our credit cards offer great value with low annual fees, no international purchase fees, plus the option to earn Macquarie Rewards or Qantas Points.
Term deposit
Our term deposits allow you to give your savings a boost by locking in a competitive fixed interest rate.
Cash management account
Our CMA gives flexibility and control for you and your adviser and supports SMSF, online trading and investment products with detailed reporting and no account-keeping fees.
- Shopping discounts
- Added security
- Budgeting and saving
- Track spending
- Travel assistance
Discounts on eGift cards
Discounts on eGift cards
- Get discounts of up to 10% on eGift cards to use at over 50 leading retailers across Australia with Macquarie Marketplace.
- Instantly purchase eGift cards from the palm of your hand and access them 24/7 through your account.
- Get access to Macquarie Marketplace with your transaction account.
Protect your account and personal information
Protect your account and personal information
- The Macquarie Authenticator app provides an extra layer of security that helps protect your account and personal information and is our most secure way to authenticate.
- It's a mobile app that sends actionable push notifications for you to approve or deny online transactions and account activity. There’s also an option to generate a unique one-time rolling code as an alternative authentication method.
Tools for budgeting and saving
Tools for budgeting and saving
- Open a Macquarie Savings Account with just one tap in the app.
- Get to know your spending. Each time you make a transaction, it’s automatically categorised into groups such as groceries, travel, leisure or technology.
- Create smart budgets for anything in an instant, then see how you're tracking at a glance and over time.
Transaction notifications
Transaction notifications
- Get the added security of real time notifications – opt in on your device.
- Whenever you make a transaction on your Macquarie credit or debit card, you’ll receive a push notification, so you know the correct transaction has been processed either instore or online.
- For foreign currency transactions, the alert shows the spend amount in local currency and Australian dollars.
Digital tools for travelling
Digital tools for travelling
- When you log into the Macquarie Mobile Banking app at your overseas destination, the Travel Mode feature will reflect your location and the local exchange rate.
- You’ll also have quick access to our international support contact details.
- Easily lock and unlock your card in the app if your card is lost or stolen.
Additional information
This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you.
Government Guarantee: The Australian Government guarantees aggregated deposits with Australian authorised deposit-taking institutions, including Macquarie Bank, of up to $A250,000. In September 2011 the Australian Government announced a number of changes to the Financial Claims Scheme (Government Guarantee). From 1 February 2012, a guarantee cap of $250,000 per account holder per institution will apply, subject to the continued advice of financial regulators that this remains appropriate. Further information about the Government Guarantee can be obtained from the APRA website at www.fcs.gov.au
We don’t charge fees for card purchases or transactions made or processed outside Australia but others, such as the banks of international merchants, might.
Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Android, Google Pay, Google Chrome and the Google Logo are trademarks of Google LLC.
Fitbit, Fitbit Pay and the Fitbit Pay logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.
Garmin, Garmin Pay and the Garmin Pay logo are all trademarks of Garmin Ltd. or its subsidiaries, registered in the USA and other countries.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Our debit card is 5-star Canstar rated for Outstanding Value Travel Debit Card for 2019/2020 and our transaction and savings accounts won Money Magazine’s Best of the Best Awards 2020 for Best Everyday Savings Account.
Our internet banking platform has won a Mozo Experts Choice Award in the Internet Banking category for 2019/2020.