To help you understand our home loan credit policy, including who we’ll lend to and what we’ll provide lending for, we’ve outlined our credit guidelines in the Macquarie Residential Home Loans Credit Guidelines.
For more on who and what we finance, also see our Broker Help Centre articles on:
- Understanding common debt reducer policy
- Understanding PAYG income for servicing
- Investment and other income for servicing
- Submitting self-employed applications
- Understanding debt to income ratio
- Understanding the exit strategy policy
- Understanding equity release or cash out
- Understanding acceptable securities and maximum LVR.