Credit card limit increase

You can apply to increase your credit card limit if you meet one of the below criteria:

  • You have a Macquarie home loan
  • You’re a Macquarie Business Banking client
  • You’re a Macquarie Private Bank client.

We’re not currently accepting limit increase applications from other credit card customers.

An application for a credit limit increase will be assessed by us in accordance with our credit criteria. 

To apply, get in touch via live chat, available through the Macquarie Mobile Banking App or Macquarie Online Banking.

Credit card limit decrease

You can decrease your credit limit at any time by following the below steps:

On Macquarie Online Banking:

  1. Hover over your credit card account
  2. Select I want to
  3. Select View account details in the menu drop-down
  4. Select Decrease limit. This appears on the right of the screen next to Account summary.

On the Macquarie Mobile Banking app:

  1. Click on your credit card account from the account list
  2. Select the I want to button
  3. Select View account details in the menu
  4. Scroll down then select Credit limit decrease.

To find the minimum credit limit for a credit card please check the key facts sheet at the time of your application.

Choosing between the Macquarie Rewards program and the Qantas Frequent Flyer Rewards program does not affect the minimum credit limit of a credit card.

Product upgrades or downgrades

To discuss upgrading or downgrading your Macquarie credit card account, you can get in touch with us via live chat.

Start a live chat

Log in to Macquarie Online Banking or the Macquarie Mobile Banking app and chat with a consultant in real time, Monday to Friday, 9am to 5pm Sydney time (excluding public holidays).

Experiencing financial difficulty?

Please get in touch as soon as possible so we can work together to find the right solution for you.

Resolve a complaint

Everyone at Macquarie is committed to providing our clients with the highest standard of products and services available. If you have feedback we would like you to tell us about it.