Credit card limit increase

We don't offer the option to increase your credit limit.

Credit card limit decrease

You can decrease your credit limit at any time by following the below steps:

On Macquarie Online Banking:

  1. Hover over your credit card account
  2. Select I want to
  3. Select View account details in the menu drop-down
  4. Select Decrease limit. This appears on the right of the screen next to Account summary.

On the Macquarie Mobile Banking app:

  1. Click on your credit card account from the account list
  2. Select the I want to button
  3. Select View account details in the menu
  4. Scroll down then select Credit limit decrease.

To find the minimum credit limit for a credit card, please check the key facts sheet at the time of your application.

Product upgrades or downgrades

We don’t offer the option to upgrade your credit card.

To discuss downgrading your Macquarie credit card account, you can get in touch with us via live chat.

Start a chat

Existing customers can contact us at any time via chat in the Macquarie Mobile Banking app or Macquarie Online Banking. Our team will respond during business hours from Monday to Friday (excluding public holidays)

Experiencing financial difficulty?

Please get in touch as soon as possible so we can work together to find the right solution for you.

Resolve a complaint

Everyone at Macquarie is committed to providing our clients with the highest standard of products and services available. If you have feedback we would like you to tell us about it.