How do I estimate my monthly living expenses?

When applying for a Macquarie credit card, you will need to enter your share of monthly living expenses.

Below is a list of living expenses you should consider:

  • Clothing and personal care e.g. footwear, beauty products
  • Groceries e.g. meat, fruit, vegetables, toiletries, cleaning products
  • Insurance e.g. health, home and contents, car, life, pet
  • Transport e.g. all public transport costs, motor vehicle costs such as petrol, maintenance, registration (excluding any motor vehicle loan repayments)
  • Medical and Health e.g. regular prescriptions, doctor visits, dental, physio, vet bills
  • Recreation and entertainment e.g. movies, concerts, shows, eating out, travel
  • Childcare e.g. day care and preschool fees, nannies, before and after school care
  • Education e.g. school fees and contributions, ongoing professional development costs, general education costs
  • Telephone and internet e.g. mobile and land lines, internet and streaming services
  • Owner occupied and/or investment property utilities and rates e.g. water and council rates, body corporate, electricity, ongoing maintenance costs.

Start a chat

Existing customers can contact us at any time via chat in the Macquarie Mobile Banking app or Macquarie Online Banking. Our team will respond during business hours from Monday to Friday (excluding public holidays)

Experiencing financial difficulty?

Please get in touch as soon as possible so we can work together to find the right solution for you.

Resolve a complaint

Everyone at Macquarie is committed to providing our clients with the highest standard of products and services available. If you have feedback we would like you to tell us about it.