Adding an additional cardholder

An additional cardholder is an eligible person the primary cardholder authorises to make transactions on their credit card account and can only be added to the account by the primary cardholder, subject to our approval.

The additional cardholder will be issued with their own card, and all transactions made on that card will be charged to the primary cardholder’s account.

Please note:

• there are no extra fees for adding an additional cardholder
• the primary cardholder is responsible for all transactions made by the additional cardholder
• the additional cardholder will be issued with their own card, which will be sent to the primary cardholder's mailing address.

Before a primary cardholder can apply for an additional cardholder to be added to their account, the additional cardholder must:

• be an existing Macquarie customer with one of the following Macquarie accounts:
  • Transaction Account
  • Savings Account
  • Offset Account
  • Business Savings Account (BSA)
  • Cash Management Account (CMA)
  • Cash Management Accelerator Account (Accelerator)
  • Vision Cash Account 
  • Vision Savings Account 
  • Wrap Cash Account 
  • Consolidator Cash Account (Consolidator)
  • Credit Card Account
  • Home Loan Account.
• meet the minimum age requirement of 16 years old, and
• have an Australian address and mobile number and a valid email address.

The additional cardholder can't be the same person as the primary cardholder, or an existing additional cardholder on the credit card account.

For existing Macquarie customers who already have an open credit card account with us, the primary cardholder can apply for an additional cardholder by following these steps:

1. Complete the Additional Cardholder Request form
2. Submit the form to macquariecards@macquarie.com from the email linked in the primary cardholder's account.

For new credit card customers, make sure you complete the 'Additional cardholder' section of your credit card application when applying for your card.

After we confirm your request has been completed, we’ll post the card to the primary cardholder’s mailing address. It may take 5-10 business days for the card to arrive.

The primary cardholder’s card needs to be activated before the additional cardholder can activate their card.

Both the primary and additional cardholder can request a replacement card for the additional cardholder. For more information on how to do this, see Ordering a replacement card.

The additional cardholder or primary cardholder can contact us or chat with us to cancel the additional cardholder's card. Once cancelled, the additional cardholder will no longer be able to access the credit card account or request a replacement.