Colleagues working together on a tablet in the office.

Fixed term loan

A business loan that allows you to make scheduled repayments, making it an ideal financing solution for business growth and development.   

Loan term and size  

Up to 5 years1 with a minimum loan size of $500,000.  

Flexible repayment options

Choose from interest only2 or fixed principal and interest.

Diverse range of security options

Including goodwill, real property, debtors, rent rolls, strata rolls, work in progress or a combination of these.

Shot of a young businesswoman using her phone at work

Line of credit

A line of credit lets you draw against a set amount of funds when you need it, making it an ideal form of short to medium term working capital.   

Loan term and size

Up to 5 years with a minimum loan size of $500,000.

Applicable interest

Interest is only charged on what you draw down.3

Diverse range of security options

Including real property, goodwill, debtors, rent rolls, strata rolls, work in progress or a combination of these.

Close shot of hands of businessman with a laptop and documents workin at a round table.

Business overdraft 

An overdraft lets you access a set amount of funds beyond the balance in your debit account, which can help you manage your short-term cashflow fluctuations.4

Pre-approved limits 

Withdraw funds up to an approved overdraft limit ($50,000 minimum).

Applicable interest

Interest is only charged on the amount that you draw down from your pre-approved limit.3

Fire pit on modern luxury home showcase beach house at sunset

Property-backed loans 

Borrow against the value of your residential or commercial property with property-backed loans that cater for both simple and complex borrowing structures.

For business growth 

Fund the purchase of a commercial property, investment property or expand your business with a property secured loan. 

Flexible repayment options

Choose from interest only2 or principal and interest repayments.

Loan terms to suit you1

Residential property loan terms up to 30 years and commercial property loan terms up to five years. 

Two men talk across their desks with personal desktops in front of them in a modern brick office.

Bank guarantees

A bank guarantee provides vendors with certainty of payment. Express Bank Guarantees are available for fully cash-backed guarantees.

Improve your cash flow

Meet your business obligations while saving your cash for other purposes.

No maximum amount2

Our banking specialists will customise a guarantee that meets your requirements.

Diverse range of security options

Including real property, goodwill, debtors, rent rolls, strata rolls, work in progress or a combination of these.

 

"We like that Macquarie gives us ideas for growth and they’re smart. Rather than focusing on the finances, they focus on how we can grow together." 
Glenn Hughes, Cornwalls Sydney
Please update me(Sample Text)

Get started

Fill out our form so we can connect you with the right banking specialist.  

Please call 1800 442 370 to speak to a client service representative. 

 
Thank you. Your request has been submitted and we will contact you shortly.
Oops there has been an error. Please contact us for further support.

Firstly, let’s see if we can support you and your business.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 3+ partners,  2+ years of profitable trading, $750k+ annual revenue

Applicant criteria: 3+ partners,  2+ years of profitable trading, $750k+ annual revenue

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 3+ partners,  2+ years of profitable trading, $750k+ annual revenue

Applicant criteria: 3+ partners,  2+ years of profitable trading, $750k+ annual revenue

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 3+ partners,  2+ years of profitable trading, $750k+ annual revenue

Applicant criteria: 3+ partners,  2+ years of profitable trading, $750k+ annual revenue

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 2+ years profitable trading

Applicant criteria: 2+ years profitable trading

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 2+ years profitable trading

Applicant criteria: 2+ years profitable trading

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 2+ years profitable trading

Applicant criteria: 2+ years profitable trading

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 2+ years profitable trading

Applicant criteria: 2+ years profitable trading

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 2+ years of active employment 

Applicant criteria: 2+ years of active employment 

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 2+ years of active employment 

Applicant criteria: 2+ years of active employment 

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 2+ years of active employment 

Applicant criteria: 2+ years of active employment 

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 2+ years of active employment 

Applicant criteria: 2+ years of active employment 

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 2+ years of active employment 

Applicant criteria: 2+ years of active employment 

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 2+ years of profitable trading

Applicant criteria: 2+ years of profitable trading

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria:  2+ directors,  2+ years of profitable trading

Applicant criteria:  2+ directors,  2+ years of profitable trading

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria:  2+ directors,  2+ years of profitable trading

Applicant criteria:  2+ directors,  2+ years of profitable trading

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria:  2+ directors,  2+ years of profitable trading

Applicant criteria:  2+ directors,  2+ years of profitable trading

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 2+ years of profitable trading

Applicant criteria: 2+ years of profitable trading

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 2+ years of profitable trading

Applicant criteria: 2+ years of profitable trading

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Suitable for acquisition/refinance of commercial assets in metro areas

Commercial assets defined as office, retail and industrial properties

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

If you are an existing client, please contact your relationship manager.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 2+ years of profitable trading

Applicant criteria: 2+ years of profitable trading

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: enterprise or business software 

Applicant criteria: enterprise or business software 

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Applicant criteria: 2+ years of profitable trading

Applicant criteria: 2+ years of profitable trading

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

Please review any eligibility criteria and select the product/s that you’re interested in.

Select one or more of the options below, then enter your contact details in the form.

 
Thank you. Your request has been submitted and we will contact you shortly.
Oops there has been an error. Please contact us for further support.

If you'd like one of our banking specialists to contact you, please fill in your details below.

By submitting this enquiry, I acknowledge that I have read the Macquarie Group privacy policy, and understand that Macquarie will use my personal information to contact me in relation to my enquiry, and for other general marketing purposes.

You can change your marketing preferences by telephoning Macquarie on 1800 806 310 or customising your preferences with the unsubscribe link included in our marketing communications. Please note that all of our calls are recorded. If you do not want your call to be recorded, please advise the Macquarie staff member.

Frequently asked questions

Every business is different, so we take the time to get to know you before developing a tailored solution. Rates and fees can vary based on how much you borrow, the type of security provided and the product you choose. Request a call to find out more.

Macquarie business banking currently specialises in accounting, architecturecar dealersengineering, financial services, healthcare, insolvency, insurance, legal, real estate, strata management, surveying and technology industries.

At Macquarie we’re designed to be different. We work with businesses in industries where we have deep knowledge and experience as it allows us to tailor our services to meet their unique requirements. 

When you request a call, we’ll ask you a few quick questions so we can match you with the right industry specialist. They’ll get to know more about your business before taking you through a range of solutions. You’ll then be able to compare your options and select the solution that’s right for you.

Additional information

The information on this page has been prepared by Macquarie Business Banking, a division of Macquarie Bank Limited AFSL & Australian Credit Licence 237502 ("Macquarie") for general information purposes only, without taking into account your personal objectives, financial situation or needs. Before acting on this general information, you must consider its appropriateness having regard to your own objectives, financial situation and needs. The information provided is not intended to replace or serve as a substitute for any accounting, tax or other professional advice, consultation or service.

Contact your relationship team or call 1800 442 370 to obtain a copy of our lending terms and conditions. 

1

Term can be extended up to 10 years subject to loan purpose, security and borrower type.

2

Subject to credit approval.

3

Other fees and charges as set out in your loan agreement may apply. 

4

Business overdrafts are not provided on a standalone basis, only available in addition to other products.